PNBK_OUT_1 [2025-04-29 08:22:53 -0400] 6129 Bytes | 1702 tokens | Cum: 1702 tkns (21.27% of 8k)
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By the grace of fortune and the swing of fate, Patriot National Bancorp (PNBK) hath moved from $3.63 to $3.99. 'Tis 8:22 AM on Tue Apr 29, 2025. We must needs inquire—doth this path lead unto riches or ruin?

--- COMPANY PROFILE ---
Company: Patriot National Bancorp (PNBK)
IPO: 1994-08-31 (30 Years Ago)
Market Cap: $4,811,048
Shares Outstanding: 3,980,000
Industry: NATIONAL COMMERCIAL BANKS
Exchange: XNAS
Description: Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.

Here’s a list of headlines for Patriot National Bancorp:

Mar-24-25 08:18AM - Patriot National raises $50M, CEO exits
Mar-20-25 05:13PM - Patriot National Bancorp announces over $50M private placement, departure of CEO David Lowery
Mar-20-25 05:13PM 05:00PM - Patriot National Bancorp Announces Over $50 Million Private Placement
Feb-24-25 11:37AM - Patriot warns of quarterly loss, progresses on capital raise
Jan-22-25 07:13AM - Patriot Bank, OCC ink deal over troubled condition
Jan-03-25 07:55AM - Patriot National taps new president to help in capital raise
Oct-10-24 09:04PM - Siguler Guff Advisers, LLC Adjusts Stake in Patriot National Bancorp Inc
Jun-25-24 06:53AM - PNBK Stock Earnings: Patriot Ntl Bancorp Reported Results for Q1 2024
Aug-11-23 06:00PM - Patriot Reports Second Quarter Results
Jul-21-23 02:45PM - Patriot Bank Announces Appointment of Grace Doherty to the Board of Directors
May-12-23 06:00PM - Patriot Reports Break Even First Quarter
Mar-29-23 01:18PM - Patriot Bank Announces Promotion of Chief Lending Officer to President & CEO
Mar-21-23 06:44AM - Here's Why Patriot National Bancorp (NASDAQ:PNBK) Has Caught The Eye Of Investors
Mar-07-23 08:30AM - Patriot Reports Fourth Quarter 2022 Net Income of $1.8 million, $0.45 per share; Full Year Net Income of $6.2 million, $1.56 per share
Dec-21-22 05:30PM - Patriot National Bancorp Announces Completion of $12 Million Senior Debt Offering
Nov-20-22 07:23AM - Patriot National Bancorp Third Quarter 2022 Earnings: EPS: US$0.59 (vs US$0.34 in 3Q 2021)
Nov-10-22 05:43PM - Patriot Reports Third Quarter 2022 Net Income of $2.3 million, $0.59 per share; continued growth in loans and deposits
Sep-23-22 04:05PM - Patriot Bank elevates leader in payments to Executive Vice President and Chief Payment Officer
Aug-08-22 12:09PM - Here's Why We Think Patriot National Bancorp (NASDAQ:PNBK) Might Deserve Your Attention Today
Aug-05-22 08:30AM - Patriot Reports Second Quarter 2022 Net Income of $1.3 million; continued growth in loans and deposits
Jul-20-22 06:32PM - Patriot Bank Announces Termination of Merger Agreement with American Challenger
Jul-06-22 03:57PM - Patriot Bank Receives Conditional OCC Approval Required under Merger Agreement with American Challenger

Prior AI Reports for PNBK:
1. 2025-04-16 – Score: 45 – Target: 2.1000 – Highs: 1.9500 / 3.6600 / 4.33
challenging-fundamentals-amidst-surging-pnbk-stock-prices
2. 2025-04-02 – Score: 1 – Target: 1.3800 – Highs: 1.3800 / 1.3500 / 1.49
high-insider-ownership-amid-financial-volatility-a-risky-bet
3. 2025-04-01 – Score: 20 – Target: 1.4000 – Highs: 1.2800 / 1.3800 / 1.35
company-struggles-with-negative-performance-and-high-debt-load
4. 2025-03-21 – Score: 1 – Target: 1.3900 – Highs: 1.5800 / 1.4500 / 1.40
patriot-national-bancorp-faces-downhill-battle-amid-high-debt-and-sliding-sales

(Note: Highs = Same day / 2nd day / 3rd day)

Here's another list of headlines with menu handles.
I will deliver the full text of the following stories when you say their handle.
Just say, for example, B1, B2, etc.

B1 - 2023-08-11T22:00:00Z - Patriot Reports Second Quarter Results
B2 - 2023-07-21T18:45:00Z - Patriot Bank Announces Appointment of Grace Doherty to the Board of Directors
B3 - 2023-05-12T22:00:00Z - Patriot Reports Break Even First Quarter
B4 - 2023-03-29T17:18:00Z - Patriot Bank Announces Promotion of Chief Lending Officer to President & CEO
B5 - 2023-03-07T13:30:00Z - Patriot Reports Fourth Quarter 2022 Net Income of $1.8 million, $0.45 per share; Full Year Net Income of $6.2 million, $1.56 per share
B6 - 2022-12-31T15:55:00Z - Bank-Fintech Deals Did Not Have a Good Year in 2022

==============
-> THE ROLE FOR AI:
==============

1) You are the **AI analyst-investigator**, and this interaction represents a full **due diligence session** for Patriot National Bancorp (PNBK).
Due diligence includes financial data, insider trading, relevant news, and any SEC filings — and may extend beyond classic fundamentals.
Your task is to identify whether this stock has momentum and potential.

2) I am **ScanScor**, a unified report generator that archives this session as part of our real-time diligence record.

3) You will request information by referencing documents by their code.

4) As the analysis proceeds, your are encouraged to review documents until you feel confident in your judgment.
After seeing 3 sets of news articles, SEC docs, and financials, you'll be prompted to return some data pairs.

5) News articles, SEC filings, and key metrics will be revealed in subsequent prompts.

Stay focused. Gather evidence. Continue until your conclusions are clear.
Restrict all your responses to just 3 tokens until the summary and data pairs at the end.

NEXT: Request a document with its reference code(s), such as:
- `B1`, `B2`, `B3`, etc.
- To load a new set of information and menu options, reply with: `NEX`

PNBK_OUT_3 [2025-04-29 08:22:54 -0400] 871 Bytes | 260 tokens | Cum: 1964 tkns (24.55% of 8k)
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We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.

A1 - 2025-04-11T10:33:04Z - North American Morning Briefing : China Raises -2-...
A2 - 2025-04-11T10:29:50Z - North American Morning Briefing: China Raises -2-...
A3 - 2025-04-04T10:40:20Z - North American Morning Briefing: Stock Futures -2-...
A4 - 2025-04-03T09:24:59Z - Patriot National Bancorp, Inc. (NASDAQ:PNBK) President Steven Sugarman Acquires 7,019,978 Shares...
A5 - 2025-04-02T13:02:07Z - Tuesday's Top Insider Moves: Executives Make Bold Bets on Wall Street By Investing.com...

Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.

PNBK_OUT_5 [2025-04-29 08:22:54 -0400] 1181 Bytes | 367 tokens | Cum: 2333 tkns (29.16% of 8k)
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Showing A1 (chunk 1 of 4): A1:
**North American Morning Briefing : China Raises -2-**Date: 2025-04-11Source: {'uri': 'marketscreener.com', 'dataType': 'news', 'title': 'Market Screener'}URL: https://www.marketscreener.com/quote/stock/MTY-FOOD-GROUP-INC-1410921/news/North-American-Morning-Briefing-China-Raises-2-49596992/Cryo-Cell International Inc (CCEL) is expected to report $0.00 for 1Q.

Digital Ally Inc (DGLY) is expected to report for 4Q.

Dominari Holdings Inc (DOMH) is expected to report for 4Q.

Greenwich LifeSciences Inc (GLSI) is expected to report for 4Q.

InnSuites Hospitality Trust (IHT) is expected to report for 4Q.

JPMorgan Chase & Co (JPM) is expected to report $4.63 for 1Q.

Karnalyte Resources (KRLTF,KRN.T) is expected to report for 4Q.

Patriot National Bancorp Inc (PNBK) is expected to report for 4Q.

Platinum Group Metals Ltd (PLG,PTM.T) is expected to report for 2Q.

PrimeEnergy Resources C

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

PNBK_OUT_7 [2025-04-29 08:22:56 -0400] 1181 Bytes | 318 tokens | Cum: 2653 tkns (33.16% of 8k)
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Showing A1 (chunk 2 of 4): orp (PNRG) is expected to report for 4Q.

ReShape Lifesciences Inc (RSLS) is expected to report for 4Q.

Satellogic Inc (SATL) is expected to report for Full year.

Solidion Technology Inc (STI) is expected to report for Full year.

Unity Bancorp Inc (UNTY) is expected to report $1.13 for 1Q.

Virco Manufacturing Corp (VIRC) is expected to report for 4Q.

Acadia Realty Trust Raised to Buy From Hold by Truist Securities

AES Corp Cut to Hold From Buy by Jefferies

AppLovin Raised to Overweight From Equal-Weight by Morgan Stanley

Aptiv Cut to Neutral From Buy by UBS

Assurant Raised to Overweight From Neutral by Piper Sandler

Aurora Innovation Raised to Neutral From Sell by Goldman Sachs

BorgWarner Cut to Neutral From Buy by UBS

BorgWarner Raised to Buy From Neutral by Goldman Sachs

Carnival Raised to Equal-Weight From Underweight by Morgan Stanley

Cboe Global Markets Cut to Neutral

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
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**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

PNBK_OUT_9 [2025-04-29 08:22:57 -0400] 1181 Bytes | 288 tokens | Cum: 2943 tkns (36.79% of 8k)
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Showing A1 (chunk 3 of 4): From Buy by B of A Securities

Danaher Raised to Overweight From Equal-Weight by Barclays

Dollar General Cut to Reduce From Hold by Gordon Haskett

Easterly Govt Properties Cut to Neutral From Buy by Compass Point

EastGroup Raised to Buy From Hold by Truist Securities

Eversource Energy Cut to Underweight From Neutral by JP Morgan

First Advantage Cut to Equal-Weight From Overweight by Barclays

Ford Motor Cut to Neutral From Buy by Goldman Sachs

Fortrea Holdings Cut to Underweight From Equal-Weight by Barclays

General Motors Cut to Neutral From Buy by UBS

IQVIA Holdings Cut to Equal-Weight From Overweight by Barclays

Lear Cut to Neutral From Buy by Goldman Sachs

Levi Strauss Raised to Buy From Neutral by B of A Securities

Lineage Cut to Sector Perform From Sector Outperform by Scotiabank

Macerich Raised to Buy From Hold by Truist Securities

Manhattan Associates Cut to Hold Fro

Respond with ONLY ONE of the following (3 characters max):
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**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

PNBK_OUT_11 [2025-04-29 08:22:58 -0400] 1127 Bytes | 267 tokens | Cum: 3212 tkns (40.15% of 8k)
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Showing A1 (chunk 4 of 4): m Buy by Loop Capital

Manpower Raised to Equal-Weight From Underweight by Barclays

Palo Alto Networks Raised to Hold From Reduce by HSBC

PHINIA Cut to Neutral From Buy by UBS

Portland General Electric Cut to Neutral From Overweight by JP Morgan

Public Storage Raised to Buy From Hold by Truist Securities

QuantumScape Cut to Sell From Neutral by UBS

Roblox Raised to Outperform From Perform by Oppenheimer

Tempest Therapeutics Cut to Neutral From Buy by HC Wainwright & Co.

Tempest Therapeutics Cut to Sector Perform From Sector Outperform by Scotiabank

Toast Raised to Overweight From Underweight by Wells Fargo

Vulcan Materials Raised to Outperform From Peer Perform by Wolfe Research

Western Digital Raised to Buy From Hold by Benchmark

This article is a text version of a Wall Street Journal newsletter published earlier today.

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PNBK_OUT_13 [2025-04-29 08:22:59 -0400] 1063 Bytes | 268 tokens | Cum: 3482 tkns (43.53% of 8k)
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This is our list of SEC filings.
If empty, the search returned no recent filings.

S1 - 2025-04-15 10-K ITEM 7. Management s Discussion and Analysis - Fin Cond Results of Oper

General

Management's Discussion and Analysis of Fin Cond and Results of Oper is intended to assist in understanding the CONS financial condition and results of o...

S2 - 2025-04-15 10-K ITEM 7. Management s Discussion and Analysis - Fin Cond Results of Oper

General

Management's Discussion and Analysis of Fin Cond and Results of Oper is intended to assist in understanding the CONS financial condition and results of o...

S4 - 2025-03-26 8-K Item 1.01. Entry into a Material Definitive Agrmt.

On March 20, 2025, Patriot National Bancorp, Inc. (the Company) completed its $57.75 million private placement of: (i) shares of the Companys common stock, par value $0.01 per share (Common Stock), at a purchase price of $0...

Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

PNBK_OUT_15 [2025-04-29 08:23:00 -0400] 1181 Bytes | 236 tokens | Cum: 3720 tkns (46.50% of 8k)
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Showing S1 (chunk 1 of 6): S1:
ITEM 7. Management s Discussion and Analysis - Financial Condition Results of Operations

General

Management's Discussion and Analysis of Financial Condition and Results of Operations is intended to assist in understanding the consolidated financial condition and results of operations of the Company. The information contained in this section should be read in conjunction with the consolidated financial statements and accompanying notes thereto included in Item 8 of this Annual Report on Form 10-K.

Critical Accounting Policies

The accounting and reporting policies of Patriot conform to accounting principles generally accepted in the United States of America (U.S. GAAP) and to general practices within the financial services industry. A summary of Patriots significant accounting policies is included in the Notes to consolidated financial statements that are referenced in Item 8.

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**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

PNBK_OUT_17 [2025-04-29 08:23:01 -0400] 1181 Bytes | 220 tokens | Cum: 3942 tkns (49.28% of 8k)
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Showing S1 (chunk 2 of 6): Financial Statements and Supplementary Data. Although all of Patriots policies are integral to understanding its consolidated financial statements, certain accounting policies involve management to exercise judgment, develop assumptions, and make estimates that may have a material impact on the financial information presented in the consolidated financial statements or Notes thereto. The assumptions and estimates are based on historical experience and other factors representing the best available information to management as of the date of the consolidated financial statements, up to and including the date of issuance or availability for issuance. As the basis for the assumptions and estimates incorporated in the consolidated financial statements may change, as new information comes to light, the consolidated financial statements could reflect different assumptions and estimates.

Due t

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PNBK_OUT_19 [2025-04-29 08:23:01 -0400] 1181 Bytes | 253 tokens | Cum: 4197 tkns (52.46% of 8k)
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Showing S1 (chunk 3 of 6): o the judgments, assumptions, and estimates inherent in the following policies, management considers such accounting policies critical to an understanding of the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations.

Allowance for Credit Losses (ACL)

The Company adopted Accounting Standards Update (ASU) 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, Accounting Standard Codification (ASC) 326, effective January 1, 2023, which introduced the current expected credit loss (CECL) methodology for estimating all expected losses over the life of a financial asset. The allowance for credit losses represents managements estimate of expected credit losses over the life of a financial asset carried at amortized cost. Determining the amount of the allowance for c

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PNBK_OUT_21 [2025-04-29 08:23:02 -0400] 1181 Bytes | 236 tokens | Cum: 4435 tkns (55.44% of 8k)
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Showing S1 (chunk 4 of 6): redit losses is considered a critical accounting estimate because it requires significant judgment and the use of estimates related to the fair value of the underlying collateral and amount and timing of expected future cash flows on individually assessed financial assets, estimated credit losses on pools of loans with similar risk characteristics, and consideration of reasonable and supportable forecasts of macroeconomic conditions, all of which are susceptible to significant change. The Company also maintains an allowance for lending-related commitments, specifically unfunded loan commitments, which relates to certain amounts the Company is committed to lend (not unconditionally cancellable) but for which funds have not yet been disbursed.

Loans deemed uncollectible are charged against and reduce the allowance. A provision for credit losses is charged to current expense and acts to r

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PNBK_OUT_23 [2025-04-29 08:23:03 -0400] 1181 Bytes | 294 tokens | Cum: 4731 tkns (59.14% of 8k)
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Showing S1 (chunk 5 of 6): eplenish the ACL in order to maintain the allowance at a level that management deems adequate. Determining the allowance involves significant judgments and assumptions by management. Because of the nature of the judgments and assumptions made by management, actual results may differ from these judgments and assumptions.

FINANCIAL CONDITION

Assets

The Companys total assets decreased $81.1 million, or 7.4%, from $1.09 billion at December 31, 2023 to $1.01 billion at December 31, 2024. The decrease was primarily driven by a $141.4 million decline in gross loans held for investment, which was partially offset by a rise in cash, cash equivalents and restricted cash of $96.1 million.

Cash, cash equivalents and restricted cash

Cash, cash equivalents and restricted cash increased $96.1 million or 144.4%, from $66.5 million as of December 31, 2023 to $162.6 million as of December 31, 20

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PNBK_OUT_25 [2025-04-29 08:23:03 -0400] 790 Bytes | 198 tokens | Cum: 4931 tkns (61.64% of 8k)
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Showing S1 (chunk 6 of 6): 24. The increase in cash reflects the Companys efforts to increase balance sheet liquidity due to the cumulative losses incurred by the Company in the prior two years and decreases in borrowing capacity.

Investment securities

The following table is a summary of the Companys available-for-sale securities portfolio and other investments at the dates shown:

##TABLE_START December 31, (In thousands) 2024 2023 2022 U. S. Government agency and mortgage-backed securities $ 60,223 $ 65,671 $ 59,046 Co...

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PNBK_OUT_27 [2025-04-29 08:23:11 -0400] 8549 Bytes | 2234 tokens | Cum: 7167 tkns (89.59% of 8k)
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This is our set of metrics for Patriot National Bancorp.
Please analyze the numbers.

+-------------------+-----------------------+------------------------+-----------------------+
| Volume: 108,508 | Perf Month: 194.74% | Option/Short: No / Yes | Sales Y/Y TTM: -6.52% |
+-------------------+-----------------------+------------------------+-----------------------+
| Avg Volume: 1.41M | Perf Quarter: 149.41% | Short Float: 0.26% | ROE: -163.96% |
+-------------------+-----------------------+------------------------+-----------------------+
| Rel Volume: 0.08 | Index: - | Short Ratio: 0.11 | ROI: -113.13% |
+-------------------+-----------------------+------------------------+-----------------------+
| RSI (14): 74.97 | Market Cap: 289.00M | Short Interest: 0.15M | Sales Surprise: - |
+-------------------+-----------------------+------------------------+-----------------------+
| ATR (14): 0.50 | Shs Outstand: 73.73M | Beta: -0.32 | EPS Surprise: - |
+-------------------+-----------------------+------------------------+-----------------------+
| SMA20: 81.57% | Shs Float: 58.21M | Sales Q/Q: -21.19% | P/E: - |
+-------------------+-----------------------+------------------------+-----------------------+
| SMA50: 150.72% | Inst Own: 0.63% | Sales past 5Y: 7.61% | Earnings: - |
+-------------------+-----------------------+------------------------+-----------------------+
| SMA200: 123.25% | Insider Own: 45.99% | Employees: 129 | |
+-------------------+-----------------------+------------------------+-----------------------+
| Perf Week: -2.73% | Insider Trans: 26.11% | Debt/Eq: 8.11 | |
+-------------------+-----------------------+------------------------+-----------------------+

The next section covers any insider trading by Patriot National Bancorp officers or majority shareholders (if available).

Inside Trans: PATRIOT NATIONAL BANCORP INC (PNBK) by Sugarman Steven (President) on 2025-03-20
- Common Stock: 7019978 shares at $0.75 (I) Footnote: On March 20, 2025, Patriot National Bancorp, Inc. (the Issuer) completed its private placement of: (i) shares of common stock, par value $0.01 per share (Common Stock), at a purchase price of $0.75 per share, and (ii) shares of a new series of preferred stock, no par value per share (the Series A Preferred Stock), with a liquidation preference of $60 per share (the Private Placement). Steven and Ainslie Sugarman Living Trust (the Trust) purchased, as part of the Private Placement: (i) 7,019,978 shares of Common Stock and (ii) 19,167 shares of Series A Preferred Stock, subject to the limitation that no investor in the Private Placement has the right to become the beneficial owner (as determined under Rule 13d-3 under the Securities Exchange Act of 1934, as amended (the Exchange Act)) of more than 9.99% of the voting securities issued and outstanding of the Issuer.
- Series A Preferred Stock: 19167 shares at $N/A (I) Footnote: On March 20, 2025, Patriot National Bancorp, Inc. (the Issuer) completed its private placement of: (i) shares of common stock, par value $0.01 per share (Common Stock), at a purchase price of $0.75 per share, and (ii) shares of a new series of preferred stock, no par value per share (the Series A Preferred Stock), with a liquidation preference of $60 per share (the Private Placement). Steven and Ainslie Sugarman Living Trust (the Trust) purchased, as part of the Private Placement: (i) 7,019,978 shares of Common Stock and (ii) 19,167 shares of Series A Preferred Stock, subject to the limitation that no investor in the Private Placement has the right to become the beneficial owner (as determined under Rule 13d-3 under the Securities Exchange Act of 1934, as amended (the Exchange Act)) of more than 9.99% of the voting securities issued and outstanding of the Issuer.
- Series A Preferred Stock: 5833 shares at $N/A (I) Footnote: The Trust was issued 5,833 shares of Series A Preferred Stock convertible into 466,667 shares of Common Stock at the pre-funded conversion price of $0.75 per share, as a reimbursement of the Reporting Persons legal fees and expenses relating to the Private Placement, subject to the limitation that the Reporting Person does not have the right to become, directly or indirectly, the beneficial owner of more than 9.99% of the number of shares of the voting securities issued and outstanding of the Issuer.
- Restricted Stock Units: 4049593 shares at $0 (D)

[Company Financial Summary]
[Company Details]
Name: N/A
Market Cap: N/A
Shares Outstanding: N/A
Sector: N/A

[Financial Statements - Latest Quarter]
Total Assets: N/A
Total Liabilities: N/A
Total Equity: N/A
Revenue (Quarter): {'value': 54964000.0, 'unit': 'USD', 'label': 'Revenues', 'order': 100}
Net Income: {'value': -29429000.0, 'unit': 'USD', 'label': 'Net Income/Loss', 'order': 3200}
Earnings Per Share (EPS): N/A

[Price Metrics - Last 30 Days]
Latest Close: 3.92
Average Volume: 216442.0
30-Day High: 4.03
30-Day Low: 1.16

[Detailed Financials: Q3 2024]
- Total Assets: $974,083,000.00
- Total Liabilities: $957,697,000.00
- Total Equity: $16,386,000.00
- Current Assets: $974,083,000.00
- Current Liabilities: $957,697,000.00

[Income Statement: Q3 2024]
- Revenue: $12,814,000.00
- Net Income: $-26,954,000.00
- Gross Profit: N/A
- Operating Income: $-2,308,000.00
- Earnings Per Share (EPS): -6.78

[Cash Flow Statement: Q3 2024]
- Net Cash Flow: $-20,880,000.00

[Detailed Financials: Q2 2024]
- Total Assets: $1,039,012,000.00
- Total Liabilities: $998,485,000.00
- Total Equity: $40,527,000.00
- Current Assets: $1,039,012,000.00
- Current Liabilities: $-40,527,000.00

[Income Statement: Q2 2024]
- Revenue: $13,217,000.00
- Net Income: $-3,081,000.00
- Gross Profit: N/A
- Operating Income: $-4,005,000.00
- Earnings Per Share (EPS): -0.77

[Cash Flow Statement: Q2 2024]
- Net Cash Flow: $877,000.00
==== END OF FINANCIAL REPORT ====

You are now requested to write a summary analysis of Patriot National Bancorp (PNBK).

Please complete the report using the exact format:
FIELD[value]

1) BRIEF_SUMMARY[]
One well-worded paragraph summarizing your findings about Patriot National Bancorp.

2) MARKET_SCORE[]
This conversation was initiated because PNBK is currently experiencing upward price and volume movement.
Estimate a number between 1–100 based on the likelihood of a continued upward price move for PNBK.
Weigh relevant data — news, filings, fundamentals, and metrics — and assign appropriate weight.

3) PRICE_TARGET[]
Suggest a price, based on all prior evidence and past price behavior, PNBK could reach in the current or upcoming trading sessions (1–5 days).
For example, if you expect PNBK to increase 50% from its current price of $0.00, say: PRICE_TARGET[0.0]

4) AI_RPT_HEADLINE[]
Write a thought-provoking 8–12 word headline summarizing this report.

5) SQUEEZE_POTENTIAL[]
Give a score from 1 to 100 representing the potential for this stock to become an active short squeeze play.
Be honest and unbiased. Consider short interest/float, price movement, volume, news strength, and volatility potential.

6) TAGS[]
List 3–6 comma-separated tags (e.g., biotech, earnings beat, squeeze setup)

7) STOCK_TYPE[]
Choose the most accurate classification: growth, value, turnaround, hype, squeeze, dividend, speculative, or other.

8) PRIMARY_CATALYST[]
e.g., earnings report, FDA approval, partnership, etc.

9) SENTIMENT[]
bullish, bearish, neutral, or mixed

10) IMPROVEMENT_SUGGESTION[]
If you believe some key info was missing, state what would have significantly improved your analysis of Patriot National Bancorp.

11) ETHICAL_RATING[]
Rate Patriot National Bancorp’s alignment with long-term shareholder interests, using a letter grade from A (high alignment) to F (low alignment).
Base this on actions such as insider buying/selling, share dilution, follow-through on public statements, and compensation practices.

12) UPCOMING_CATALYST[]
Specify any upcoming events you expect would be a catalyst affecting the share-price of Patriot National Bancorp.
Provide any reasons you can use to support it.

Return only: FIELD[value] for each of the above 12 questions.
Respond with all data pairs. Take your best guess if you have to, but don't leave blank items.
Do not explain your answers. Return only the required fields in the exact format shown.

Finally, thank you for participating!

PNBK_IN_29 [2025-04-29 08:23:11 -0400] 126 Bytes | 29 tokens | Cum: 7395 tkns (92.44% of 8k)
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[2025-04-29 08:23:11] # Analysis Completed
Elapsed Time: 19.42 seconds