Deep-Dive Due Diligence AI Generated Report on Patriot National Bancorp Inc (PNBK)
Welcome to ScanScor. What you're reading is not just a stock summary -- it's a real-time, AI-generated due diligence session crafted from live news, financial data, insider trading activity, SEC filings, and live market momentum.
These reports are generated using OpenAI's GPT-based analysis engine, guided by tightly structured prompts and expert-level data ingestion. Every insight below was assembled to help you understand the forces behind today's market movers.
Disclaimer: This report is for informational purposes only. It does not constitute financial advice. Always do your own research before making any investment.
45
$2.10
30
Speculative
Mixed
Insider transactions
C
banking, high volatility, financial health concern
Challenging Fundamentals Amidst Surging PNBK Stock Prices
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We need a winner today and it's already 3:35:33 PM on Wed Apr 16, 2025 -0400 ... So let's find out if Patriot National Bancorp (PNBK) is going up or if it's going nowhere fast. So, I pulled together a bunch of data for you to look over real fast. It's at 1.8800 up from 1.5600. Is there something here we can get excited about? Help me analyze.
--- COMPANY PROFILE ---
Company: Patriot National Bancorp (PNBK)
IPO: 1994-08-31 (30 Years Ago)
Market Cap: $4,811,048
Shares Outstanding: 3,980,000
Industry: NATIONAL COMMERCIAL BANKS
Exchange: XNAS
Description: Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.
Here’s a list of headlines for Patriot National Bancorp:
Mar-24-25 08:18AM - Patriot National raises $50M, CEO exits
Mar-20-25 05:13PM - Patriot National Bancorp announces over $50M private placement, departure of CEO David Lowery
Mar-20-25 05:13PM 05:00PM - Patriot National Bancorp Announces Over $50 Million Private Placement
Feb-24-25 11:37AM - Patriot warns of quarterly loss, progresses on capital raise
Jan-22-25 07:13AM - Patriot Bank, OCC ink deal over troubled condition
Jan-03-25 07:55AM - Patriot National taps new president to help in capital raise
Oct-10-24 09:04PM - Siguler Guff Advisers, LLC Adjusts Stake in Patriot National Bancorp Inc
Jun-25-24 06:53AM - PNBK Stock Earnings: Patriot Ntl Bancorp Reported Results for Q1 2024
Prior AI Reports for PNBK:
1. 2025-04-02 – Score: 1 – Target: 1.3800 – Highs: 1.3800 / 1.3500 / 1.49
high-insider-ownership-amid-financial-volatility-a-risky-bet
2. 2025-04-01 – Score: 20 – Target: 1.4000 – Highs: 1.2800 / 1.3800 / 1.35
company-struggles-with-negative-performance-and-high-debt-load
3. 2025-03-21 – Score: 1 – Target: 1.3900 – Highs: 1.5800 / 1.4500 / 1.40
patriot-national-bancorp-faces-downhill-battle-amid-high-debt-and-sliding-sales
(Note: Highs = Same day / 2nd day / 3rd day)
Here's another list of headlines with menu handles.
I will deliver the full text of the following stories when you say their handle.
Just say, for example, B1, B2, etc.
B1 - 2023-08-11T22:00:00Z - Patriot Reports Second Quarter Results
B2 - 2023-07-21T18:45:00Z - Patriot Bank Announces Appointment of Grace Doherty to the Board of Directors
B3 - 2023-05-12T22:00:00Z - Patriot Reports Break Even First Quarter
B4 - 2023-03-29T17:18:00Z - Patriot Bank Announces Promotion of Chief Lending Officer to President & CEO
B5 - 2023-03-07T13:30:00Z - Patriot Reports Fourth Quarter 2022 Net Income of $1.8 million, $0.45 per share; Full Year Net Income of $6.2 million, $1.56 per share
B6 - 2022-12-31T15:55:00Z - Bank-Fintech Deals Did Not Have a Good Year in 2022
==============
-> THE ROLE FOR AI:
==============
1) You are the **AI analyst-investigator**, and this interaction represents a full **due diligence session** for Patriot National Bancorp (PNBK).
Due diligence includes financial data, insider trading, relevant news, and any SEC filings — and may extend beyond classic fundamentals.
Your task is to identify whether this stock has momentum and potential.
2) I am **ScanScor**, a unified report generator that archives this session as part of our real-time diligence record.
3) You will request information by referencing documents by their code.
4) As the analysis proceeds, your are encouraged to review documents until you feel confident in your judgment.
After seeing 3 sets of news articles, SEC docs, and financials, you'll be prompted to return some data pairs.
5) News articles, SEC filings, and key metrics will be revealed in subsequent prompts.
Stay focused. Gather evidence. Continue until your conclusions are clear.
Restrict all your responses to just 3 tokens until the summary and data pairs at the end.
NEXT: Request a document with its reference code(s), such as:
- `B1`, `B2`, `B3`, etc.
- To load a new set of information and menu options, reply with: `NEX`
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B3
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Showing B3 (chunk 1 of 1): B3:
**Patriot Reports Break Even First Quarter**Date: Unknown DateSource: Unknown SourceURL: https://www.globenewswire.com/news-release/2023/05/12/2668224/31179/en/Patriot-Reports-Break-Even-First-Quarter.htmlIncreases Loan Balances, Credit Reserves & Liquidity Increases Loan Balances, Credit Reserves & Liquidity
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**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.
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We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.
A1 - 2025-04-11T10:33:04Z - North American Morning Briefing : China Raises -2-...
A2 - 2025-04-11T10:29:50Z - North American Morning Briefing: China Raises -2-...
A3 - 2025-04-04T10:40:20Z - North American Morning Briefing: Stock Futures -2-...
A4 - 2025-04-03T09:24:59Z - Patriot National Bancorp, Inc. (NASDAQ:PNBK) President Steven Sugarman Acquires 7,019,978 Shares...
A5 - 2025-04-02T13:02:07Z - Tuesday's Top Insider Moves: Executives Make Bold Bets on Wall Street By Investing.com...
Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.
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A1
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Showing A1 (chunk 1 of 4): A1:
**North American Morning Briefing : China Raises -2-**Date: 2025-04-11Source: {'uri': 'marketscreener.com', 'dataType': 'news', 'title': 'Market Screener'}URL: https://www.marketscreener.com/quote/stock/MTY-FOOD-GROUP-INC-1410921/news/North-American-Morning-Briefing-China-Raises-2-49596992/Cryo-Cell International Inc (CCEL) is expected to report $0.00 for 1Q.
Digital Ally Inc (DGLY) is expected to report for 4Q.
Dominari Holdings Inc (DOMH) is expected to report for 4Q.
Greenwich LifeSciences Inc (GLSI) is expected to report for 4Q.
InnSuites Hospitality Trust (IHT) is expected to report for 4Q.
JPMorgan Chase & Co (JPM) is expected to report $4.63 for 1Q.
Karnalyte Resources (KRLTF,KRN.T) is expected to report for 4Q.
Patriot National Bancorp Inc (PNBK) is expected to report for 4Q.
Platinum Group Metals Ltd (PLG,PTM.T) is expected to report for 2Q.
PrimeEnergy Resources C
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Showing A1 (chunk 2 of 4): orp (PNRG) is expected to report for 4Q.
ReShape Lifesciences Inc (RSLS) is expected to report for 4Q.
Satellogic Inc (SATL) is expected to report for Full year.
Solidion Technology Inc (STI) is expected to report for Full year.
Unity Bancorp Inc (UNTY) is expected to report $1.13 for 1Q.
Virco Manufacturing Corp (VIRC) is expected to report for 4Q.
Acadia Realty Trust Raised to Buy From Hold by Truist Securities
AES Corp Cut to Hold From Buy by Jefferies
AppLovin Raised to Overweight From Equal-Weight by Morgan Stanley
Aptiv Cut to Neutral From Buy by UBS
Assurant Raised to Overweight From Neutral by Piper Sandler
Aurora Innovation Raised to Neutral From Sell by Goldman Sachs
BorgWarner Cut to Neutral From Buy by UBS
BorgWarner Raised to Buy From Neutral by Goldman Sachs
Carnival Raised to Equal-Weight From Underweight by Morgan Stanley
Cboe Global Markets Cut to Neutral
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**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.
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Showing A1 (chunk 3 of 4): From Buy by B of A Securities
Danaher Raised to Overweight From Equal-Weight by Barclays
Dollar General Cut to Reduce From Hold by Gordon Haskett
Easterly Govt Properties Cut to Neutral From Buy by Compass Point
EastGroup Raised to Buy From Hold by Truist Securities
Eversource Energy Cut to Underweight From Neutral by JP Morgan
First Advantage Cut to Equal-Weight From Overweight by Barclays
Ford Motor Cut to Neutral From Buy by Goldman Sachs
Fortrea Holdings Cut to Underweight From Equal-Weight by Barclays
General Motors Cut to Neutral From Buy by UBS
IQVIA Holdings Cut to Equal-Weight From Overweight by Barclays
Lear Cut to Neutral From Buy by Goldman Sachs
Levi Strauss Raised to Buy From Neutral by B of A Securities
Lineage Cut to Sector Perform From Sector Outperform by Scotiabank
Macerich Raised to Buy From Hold by Truist Securities
Manhattan Associates Cut to Hold Fro
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Showing A1 (chunk 4 of 4): m Buy by Loop Capital
Manpower Raised to Equal-Weight From Underweight by Barclays
Palo Alto Networks Raised to Hold From Reduce by HSBC
PHINIA Cut to Neutral From Buy by UBS
Portland General Electric Cut to Neutral From Overweight by JP Morgan
Public Storage Raised to Buy From Hold by Truist Securities
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Roblox Raised to Outperform From Perform by Oppenheimer
Tempest Therapeutics Cut to Neutral From Buy by HC Wainwright & Co.
Tempest Therapeutics Cut to Sector Perform From Sector Outperform by Scotiabank
Toast Raised to Overweight From Underweight by Wells Fargo
Vulcan Materials Raised to Outperform From Peer Perform by Wolfe Research
Western Digital Raised to Buy From Hold by Benchmark
This article is a text version of a Wall Street Journal newsletter published earlier today.
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This is our list of SEC filings.
If empty, the search returned no recent filings.
S1 - 2025-04-15 10-K ITEM 7. Management s Discussion and Analysis - Fin Cond Results of Oper
General
Management's Discussion and Analysis of Fin Cond and Results of Oper is intended to assist in understanding the CONS financial condition and results of o...
S3 - 2025-03-26 8-K Item 1.01. Entry into a Material Definitive Agrmt.
On March 20, 2025, Patriot National Bancorp, Inc. (the Company) completed its $57.75 million private placement of: (i) shares of the Companys common stock, par value $0.01 per share (Common Stock), at a purchase price of $0...
S4 - 2025-03-26 8-K Item 1.01. Entry into a Material Definitive Agrmt.
On March 20, 2025, Patriot National Bancorp, Inc. (the Company) completed its $57.75 million private placement of: (i) shares of the Companys common stock, par value $0.01 per share (Common Stock), at a purchase price of $0...
Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.
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S1
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Showing S1 (chunk 1 of 6): S1:
ITEM 7. Management s Discussion and Analysis - Financial Condition Results of Operations
General
Management's Discussion and Analysis of Financial Condition and Results of Operations is intended to assist in understanding the consolidated financial condition and results of operations of the Company. The information contained in this section should be read in conjunction with the consolidated financial statements and accompanying notes thereto included in Item 8 of this Annual Report on Form 10-K.
Critical Accounting Policies
The accounting and reporting policies of Patriot conform to accounting principles generally accepted in the United States of America (U.S. GAAP) and to general practices within the financial services industry. A summary of Patriots significant accounting policies is included in the Notes to consolidated financial statements that are referenced in Item 8.
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Showing S1 (chunk 2 of 6): Financial Statements and Supplementary Data. Although all of Patriots policies are integral to understanding its consolidated financial statements, certain accounting policies involve management to exercise judgment, develop assumptions, and make estimates that may have a material impact on the financial information presented in the consolidated financial statements or Notes thereto. The assumptions and estimates are based on historical experience and other factors representing the best available information to management as of the date of the consolidated financial statements, up to and including the date of issuance or availability for issuance. As the basis for the assumptions and estimates incorporated in the consolidated financial statements may change, as new information comes to light, the consolidated financial statements could reflect different assumptions and estimates.
Due t
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Showing S1 (chunk 3 of 6): o the judgments, assumptions, and estimates inherent in the following policies, management considers such accounting policies critical to an understanding of the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations.
Allowance for Credit Losses (ACL)
The Company adopted Accounting Standards Update (ASU) 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, Accounting Standard Codification (ASC) 326, effective January 1, 2023, which introduced the current expected credit loss (CECL) methodology for estimating all expected losses over the life of a financial asset. The allowance for credit losses represents managements estimate of expected credit losses over the life of a financial asset carried at amortized cost. Determining the amount of the allowance for c
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Showing S1 (chunk 4 of 6): redit losses is considered a critical accounting estimate because it requires significant judgment and the use of estimates related to the fair value of the underlying collateral and amount and timing of expected future cash flows on individually assessed financial assets, estimated credit losses on pools of loans with similar risk characteristics, and consideration of reasonable and supportable forecasts of macroeconomic conditions, all of which are susceptible to significant change. The Company also maintains an allowance for lending-related commitments, specifically unfunded loan commitments, which relates to certain amounts the Company is committed to lend (not unconditionally cancellable) but for which funds have not yet been disbursed.
Loans deemed uncollectible are charged against and reduce the allowance. A provision for credit losses is charged to current expense and acts to r
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Showing S1 (chunk 5 of 6): eplenish the ACL in order to maintain the allowance at a level that management deems adequate. Determining the allowance involves significant judgments and assumptions by management. Because of the nature of the judgments and assumptions made by management, actual results may differ from these judgments and assumptions.
FINANCIAL CONDITION
Assets
The Companys total assets decreased $81.1 million, or 7.4%, from $1.09 billion at December 31, 2023 to $1.01 billion at December 31, 2024. The decrease was primarily driven by a $141.4 million decline in gross loans held for investment, which was partially offset by a rise in cash, cash equivalents and restricted cash of $96.1 million.
Cash, cash equivalents and restricted cash
Cash, cash equivalents and restricted cash increased $96.1 million or 144.4%, from $66.5 million as of December 31, 2023 to $162.6 million as of December 31, 20
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Showing S1 (chunk 6 of 6): 24. The increase in cash reflects the Companys efforts to increase balance sheet liquidity due to the cumulative losses incurred by the Company in the prior two years and decreases in borrowing capacity.
Investment securities
The following table is a summary of the Companys available-for-sale securities portfolio and other investments at the dates shown:
##TABLE_START December 31, (In thousands) 2024 2023 2022 U. S. Government agency and mortgage-backed securities $ 60,223 $ 65,671 $ 59,046 Co...
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This is our set of metrics for Patriot National Bancorp.
Please analyze the numbers.
+-------------------+------------------------+------------------------+-----------------------+
| Volume: 115,186 | Perf Month: 86.96% | Option/Short: No / Yes | Sales Y/Y TTM: -6.52% |
+-------------------+------------------------+------------------------+-----------------------+
| Avg Volume: 1.35M | Perf Quarter: 14.62% | Short Float: 7.97% | ROE: -163.96% |
+-------------------+------------------------+------------------------+-----------------------+
| Rel Volume: 0.09 | Index: - | Short Ratio: 0.13 | ROI: -113.13% |
+-------------------+------------------------+------------------------+-----------------------+
| RSI (14): 71.48 | Market Cap: 7.47M | Short Interest: 0.17M | Sales Surprise: - |
+-------------------+------------------------+------------------------+-----------------------+
| ATR (14): 0.17 | Shs Outstand: 3.99M | Beta: 0.04 | EPS Surprise: - |
+-------------------+------------------------+------------------------+-----------------------+
| SMA20: 36.72% | Shs Float: 2.16M | Sales Q/Q: -21.19% | P/E: - |
+-------------------+------------------------+------------------------+-----------------------+
| SMA50: 42.49% | Inst Own: 11.46% | Sales past 5Y: - | Earnings: - |
+-------------------+------------------------+------------------------+-----------------------+
| SMA200: 10.38% | Insider Own: 45.99% | Employees: 129 | |
+-------------------+------------------------+------------------------+-----------------------+
| Perf Week: 33.54% | Insider Trans: 382.27% | Debt/Eq: 8.11 | |
+-------------------+------------------------+------------------------+-----------------------+
The next section covers any insider trading by Patriot National Bancorp officers or majority shareholders (if available).
Inside Trans: PATRIOT NATIONAL BANCORP INC (PNBK) by Sugarman Steven (President) on 2025-03-20
- Common Stock: 7019978 shares at $0.75 (I) Footnote: On March 20, 2025, Patriot National Bancorp, Inc. (the Issuer) completed its private placement of: (i) shares of common stock, par value $0.01 per share (Common Stock), at a purchase price of $0.75 per share, and (ii) shares of a new series of preferred stock, no par value per share (the Series A Preferred Stock), with a liquidation preference of $60 per share (the Private Placement). Steven and Ainslie Sugarman Living Trust (the Trust) purchased, as part of the Private Placement: (i) 7,019,978 shares of Common Stock and (ii) 19,167 shares of Series A Preferred Stock, subject to the limitation that no investor in the Private Placement has the right to become the beneficial owner (as determined under Rule 13d-3 under the Securities Exchange Act of 1934, as amended (the Exchange Act)) of more than 9.99% of the voting securities issued and outstanding of the Issuer.
- Series A Preferred Stock: 19167 shares at $N/A (I) Footnote: On March 20, 2025, Patriot National Bancorp, Inc. (the Issuer) completed its private placement of: (i) shares of common stock, par value $0.01 per share (Common Stock), at a purchase price of $0.75 per share, and (ii) shares of a new series of preferred stock, no par value per share (the Series A Preferred Stock), with a liquidation preference of $60 per share (the Private Placement). Steven and Ainslie Sugarman Living Trust (the Trust) purchased, as part of the Private Placement: (i) 7,019,978 shares of Common Stock and (ii) 19,167 shares of Series A Preferred Stock, subject to the limitation that no investor in the Private Placement has the right to become the beneficial owner (as determined under Rule 13d-3 under the Securities Exchange Act of 1934, as amended (the Exchange Act)) of more than 9.99% of the voting securities issued and outstanding of the Issuer.
- Series A Preferred Stock: 5833 shares at $N/A (I) Footnote: The Trust was issued 5,833 shares of Series A Preferred Stock convertible into 466,667 shares of Common Stock at the pre-funded conversion price of $0.75 per share, as a reimbursement of the Reporting Persons legal fees and expenses relating to the Private Placement, subject to the limitation that the Reporting Person does not have the right to become, directly or indirectly, the beneficial owner of more than 9.99% of the number of shares of the voting securities issued and outstanding of the Issuer.
- Restricted Stock Units: 4049593 shares at $0 (D)
No transactions recorded.
[Company Financial Summary]
[Company Details]
Name: N/A
Market Cap: N/A
Shares Outstanding: N/A
Sector: N/A
[Financial Statements - Latest Quarter]
Total Assets: N/A
Total Liabilities: N/A
Total Equity: N/A
Revenue (Quarter): {'value': 54964000.0, 'unit': 'USD', 'label': 'Revenues', 'order': 100}
Net Income: {'value': -29429000.0, 'unit': 'USD', 'label': 'Net Income/Loss', 'order': 3200}
Earnings Per Share (EPS): N/A
[Price Metrics - Last 30 Days]
Latest Close: 1.95
Average Volume: 1072733.7
30-Day High: 1.95
30-Day Low: 1
[Detailed Financials: Q3 2024]
- Total Assets: $974,083,000.0
- Total Liabilities: $957,697,000.0
- Total Equity: $16,386,000.0
- Current Assets: $974,083,000.0
- Current Liabilities: $957,697,000.0
[Income Statement: Q3 2024]
- Revenue: $12,814,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): -6.78
[Cash Flow Statement: Q3 2024]
- Net Cash Flow: $-20,880,000.0
[Detailed Financials: Q2 2024]
- Total Assets: $1,039,012,000.0
- Total Liabilities: $998,485,000.0
- Total Equity: $40,527,000.0
- Current Assets: $1,039,012,000.0
- Current Liabilities: $-40,527,000.0
[Income Statement: Q2 2024]
- Revenue: $13,217,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): -0.77
[Cash Flow Statement: Q2 2024]
- Net Cash Flow: $877,000
==== END OF FINANCIAL REPORT ====
You are now requested to write a summary analysis of Patriot National Bancorp (PNBK).
Please complete the report using the exact format:
FIELD[value]
1) BRIEF_SUMMARY[]
One well-worded paragraph summarizing your findings about Patriot National Bancorp.
2) MARKET_SCORE[]
This conversation was initiated because PNBK is currently experiencing upward price and volume movement.
Estimate a number between 1–100 based on the likelihood of a continued upward price move for PNBK.
Weigh relevant data — news, filings, fundamentals, and metrics — and assign appropriate weight.
3) PRICE_TARGET[]
Suggest a price, based on all prior evidence and past price behavior, PNBK could reach in the current or upcoming trading sessions (1–5 days).
For example, if you expect PNBK to increase 50% from its current price of $0.00, say: PRICE_TARGET[0.0]
4) AI_RPT_HEADLINE[]
Write a thought-provoking 8–12 word headline summarizing this report.
5) SQUEEZE_POTENTIAL[]
Give a score from 1 to 100 representing the potential for this stock to become an active short squeeze play.
Be honest and unbiased. Consider short interest/float, price movement, volume, news strength, and volatility potential.
6) TAGS[]
List 3–6 comma-separated tags (e.g., biotech, earnings beat, squeeze setup)
7) STOCK_TYPE[]
Choose the most accurate classification: growth, value, turnaround, hype, squeeze, dividend, speculative, or other.
8) PRIMARY_CATALYST[]
e.g., earnings report, FDA approval, partnership, etc.
9) SENTIMENT[]
bullish, bearish, neutral, or mixed
10) IMPROVEMENT_SUGGESTION[]
If you believe some key info was missing, state what would have significantly improved your analysis of Patriot National Bancorp.
11) ETHICAL_RATING[]
Rate Patriot National Bancorp’s alignment with long-term shareholder interests, using a letter grade from A (high alignment) to F (low alignment).
Base this on actions such as insider buying/selling, share dilution, follow-through on public statements, and compensation practices.
12) UPCOMING_CATALYST[]
Specify any upcoming events you expect would be a catalyst affecting the share-price of Patriot National Bancorp.
Provide any reasons you can use to support it.
Return only: FIELD[value] for each of the above 12 questions.
Respond with all data pairs. Take your best guess if you have to, but don't leave blank items.
Do not explain your answers. Return only the required fields in the exact format shown.
Finally, thank you for participating!
PNBK_IN_30 [2025-04-16 15:36:00 -0400] 966 Bytes | 208 tokens | Cum: 7097 tkns (88.71% of 8k)
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BRIEF_SUMMARY[Patriot National Bancorp (PNBK) exhibits challenging financials with a significant ROE and ROI decline, alongside a reduction in sales Y/Y and Q/Q. Despite recent high performance in stock price, fundamental weaknesses such as high debt-to-equity ratio and negative earnings present considerable risks. Insider transactions suggest potential confidence but need careful consideration against overall financial health.]
MARKET_SCORE[45]
PRICE_TARGET[2.10]
AI_RPT_HEADLINE[Challenging Fundamentals Amidst Surging PNBK Stock Prices]
SQUEEZE_POTENTIAL[30]
TAGS[banking, high volatility, financial health concern]
STOCK_TYPE[speculative]
PRIMARY_CATALYST[insider transactions]
SENTIMENT[mixed]
IMPROVEMENT_SUGGESTION[More recent and detailed earnings data, along with forward-looking statements from the company, would improve the analysis.]
ETHICAL_RATING[C]
UPCOMING_CATALYST[Further insider transactions might influence stock price movements.]
PNBK_IN_31 [2025-04-16 15:36:00 -0400] 126 Bytes | 29 tokens | Cum: 7126 tkns (89.08% of 8k)
==========================================================================
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[2025-04-16 15:36:00] # Analysis Completed
Elapsed Time: 27.47 seconds