Deep-Dive Due Diligence AI Generated Report on ProAssurance Corporation (PRA)
Welcome to ScanScor. What you're reading is not just a stock summary -- it's a real-time, AI-generated due diligence session crafted from live news, financial data, insider trading activity, SEC filings, and live market momentum.
These reports are generated using OpenAI's GPT-based analysis engine, guided by tightly structured prompts and expert-level data ingestion. Every insight below was assembled to help you understand the forces behind today's market movers.
Disclaimer: This report is for informational purposes only. It does not constitute financial advice. Always do your own research before making any investment.
PRA_OUT_1 [2025-03-20 09:27:14 -0400] 2052 Bytes | 572 tokens | Cum: 572 tkns (7.15% of 8k)
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Alright, let’s light it up, because it's 09:27:12 AM on Thursday March 20, 2025 ET (UTC-0400), and I'm charging into ProAssurance (PRA), popping from 15.54 to 23.27. Is this our star stock of the day, or just a quick blip on the radar? I've got the scoop—time to analyze!
Here's the first list of news for ProAssurance:
C1 - Today 06:55AM - These Stocks Are Moving the Most Today: Nvidia, Tesla, Rivian, PDD, Accenture, Five Below, Micron, and More
C2 - 05:00AM - Biggest stock movers Thursday: YY, FIVE, and more
C3 - Mar-19-25 05:17PM - AM Best Comments on Credit Ratings of ProAssurance Group Members and ProAssurance Corporation Following Announced Acquisition by The Doctors Company Insurance Group
C4 - Mar-19-25 05:17PM 05:04PM - AM Best Comments on Credit Ratings of The Doctors Company Insurance Group Members Following Announced Acquisition of ProAssurance Corporation
C5 - Mar-19-25 05:17PM 04:55PM - Doctors Company agrees to buy ProAssurance for $25 a share
C6 - Mar-19-25 05:17PM 04:25PM - The Doctors Company to Acquire ProAssurance Corporation for $25.00 per Share in Cash
C7 - Feb-26-25 02:34AM - Q4 2024 ProAssurance Corp Earnings Call
C8 - Feb-26-25 02:34AM 02:10AM - ProAssurance Corp (PRA) Q4 2024 Earnings Call Highlights: Strategic Rate Increases and ...
ONLY 3 RULES for AI:
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1) I am a document retrieval system. You are the analyst-investigator.
2) You can request items from my lists to get more info on ProAssurance (PRA)
3) AFTER requesting and reading News and SEC filings you'll write a summary, set a score, high price target and headline.
Now, your response should be only 2 or 3 chars. You can say ex., C1, C2, etc., or NEX
The NEX command delivers the NEXt list of News/SEC/Metrics
There are several more lists that use our unified document retrieval system in subsequent prompts.
Your predictons will be compared to reality to rate your accuracy. Try to predict accurately. GOOD LUCK!
Please request a document, read, summarize and score. Say something like "C1".
PRA_IN_2 [2025-03-20 09:27:14 -0400] 2 Bytes | 2 tokens | Cum: 574 tkns (7.17% of 8k)
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C5
PRA_OUT_3 [2025-03-20 09:27:19 -0400] 573 Bytes | 174 tokens | Cum: 748 tkns (9.35% of 8k)
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Showing C5 (chunk 1 of 1): C5:
**Doctors Company agrees to buy ProAssurance for $25 a share**
Date: Mar-19-25 05:17PM 04:55PM
Source: (SeekingAlpha)
URL: https://seekingalpha.com/news/4422548-doctors-company-agrees-to-buy-proassurance-for-25-a-share?utm_source=finviz.com&utm_medium=referral&feed_item_type=news
Error fetching article: 403 Client Error: Forbidden for url: https://seekingalpha.com/news/4422548-doctors-company-agrees-to-buy-proassurance-for-25-a-share?utm_source=finviz.com&utm_medium=referral&feed_item_type=news
-- More? (MOR) or Next section? (NEX)
PRA_IN_4 [2025-03-20 09:27:20 -0400] 297 Bytes | 62 tokens | Cum: 810 tkns (10.12% of 8k)
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The Doctors Company, a medical malpractice insurance firm, has agreed to acquire ProAssurance, another insurance provider, for $25 a share. This information was announced on March 19, 25. Unfortunately, due to a client error, additional specific details of the deal are not available at this time.
PRA_OUT_5 [2025-03-20 09:27:21 -0400] 915 Bytes | 284 tokens | Cum: 1094 tkns (13.68% of 8k)
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We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.
A1 - 2025-03-20T12:50:06Z - Daily Game Plan - Opening Print...
A2 - 2025-03-20T12:10:12Z - 12 Financials Stocks Moving In Thursday's Pre-Market Session - CNFinance Hldgs (NYSE:CNF), AGM Gr Hl...
A3 - 2025-03-20T10:06:05Z - Why Five Below Shares Are Trading Higher By 12%; Here Are 20 Stocks Moving Premarket - Akebia Therap...
A4 - 2025-03-20T09:30:09Z - ProAssurance Jumps Premarket On $1.3B Take-Private Deal From The Doctors Company, Retail's Exuberant...
A5 - 2025-03-20T09:08:58Z - ProAssurance Jumps On $1.3B Take-Private Deal...
Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.
PRA_IN_6 [2025-03-20 09:27:21 -0400] 2 Bytes | 2 tokens | Cum: 1096 tkns (13.70% of 8k)
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A1
PRA_OUT_7 [2025-03-20 09:27:23 -0400] 967 Bytes | 234 tokens | Cum: 1330 tkns (16.62% of 8k)
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Showing A1 (chunk 1 of 8): A1:
**Daily Game Plan - Opening Print**Date: 2025-03-20Source: {'uri': 'mrtopstep.com', 'dataType': 'news', 'title': 'Mr TopStep'}URL: https://mrtopstep.com/daily-game-plan-388/TODAY'S ECONOMIC DATA: 8:30ET Initial Jobless Claims, Philly Fed; 10:00ET Leading Index, Existing Home Sales; 1:00ET
10-year TIPS reopening
World stocks fell as doubts grew about the Federal Reserve's ability to significantly cut interest rates this year due to potentially inflationary trade tariffs.
Sentiment was pressured by European Central Bank President Christine Lagarde, who said Thursday that US tariffs have raised uncertainty over the economic outlook. A selloff in Turkish markets abated slightly as authorities announced steps to curb volatility
following the shock detention of President Erdogan's main political rival. Canadian Prime Minister Mark Carney is set to call a snap federal election on Sunday
-- More? (MOR) or Next section? (NEX)
PRA_IN_8 [2025-03-20 09:27:23 -0400] 3 Bytes | 2 tokens | Cum: 1332 tkns (16.65% of 8k)
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NEX
PRA_OUT_9 [2025-03-20 09:27:25 -0400] 792 Bytes | 270 tokens | Cum: 1602 tkns (20.03% of 8k)
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This is our final list of news.
News AI can literally read just by asking.
Don't miss the breaking news!
B1 - 2024-07-01T16:09:00Z - Here's Why Should You Stay Invested in Manulife (MFC) Stock
B2 - 2024-07-01T16:06:00Z - Should You Add NMI Holdings (NMIH) Stock for Better Returns?
B3 - 2024-06-27T17:32:00Z - Here's Why Willis Towers (WTW) Stock is Worth Retaining
B4 - 2024-06-27T12:26:00Z - 5 Property & Casualty Insurers to Buy for Sparkling Returns
B5 - 2024-06-26T17:57:00Z - Here's Why You Should Retain American Financial (AFG) Stock
B6 - 2024-06-24T17:08:00Z - Here's Why You Should Retain Arthur J. Gallagher (AJG) Stock
Request an article by its reference number. (Ex., "B1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.
PRA_IN_10 [2025-03-20 09:27:25 -0400] 2 Bytes | 2 tokens | Cum: 1604 tkns (20.05% of 8k)
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B1
PRA_OUT_11 [2025-03-20 09:27:27 -0400] 473 Bytes | 126 tokens | Cum: 1730 tkns (21.62% of 8k)
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Showing B1 (chunk 1 of 1): B1:
**Here's Why Should You Stay Invested in Manulife (MFC) Stock**Date: Unknown DateSource: Unknown SourceURL: https://www.zacks.com/stock/news/2295795/heres-why-should-you-stay-invested-in-manulife-mfc-stockManulife (MFC) appears well-poised for growth on its strengthening Asia business, expanding Wealth and Asset Management business, cost savings to improve profitability and solid capital position.
-- More? (MOR) or Next section? (NEX)
PRA_IN_12 [2025-03-20 09:27:27 -0400] 3 Bytes | 2 tokens | Cum: 1732 tkns (21.65% of 8k)
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MOR
PRA_OUT_13 [2025-03-20 09:27:29 -0400] 1133 Bytes | 292 tokens | Cum: 2024 tkns (25.30% of 8k)
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This is our list of SEC filings.
Read it just by asking.
Don't miss breaking filings!
S1 - 2025-03-19 8-K ITEM 9.01 FIN STATEMENTS & EXHIBITS
99.1 News release of ProAssurance Corporation issued on March 19, 2025.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
Forward-Looking Stmnts
This Form 8-K contains forward-looking statements...
S8 - 2025-02-24 10-K ITEM 7. MGT DISC & ANALYSIS OF FIN COND & RESULTS OF OPER.
The following discussion generally focuses on the change in financial condition, results of operations and cash flows for the year ended December 31, 2024 as compared to the year ende...
S9 - 2025-02-24 8-K ITEM 7.01 REGULATION FD DISCLOSURES
We are furnishing investor presentation materials to be used starting February 24, 2025 as Exhibit 99.2. The presentation is available under Presentations under the News Presentation Materials tab of the Investor Relations section of our webs...
Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing - but what fun is that?
Response limited to 3 chars.
PRA_IN_14 [2025-03-20 09:27:29 -0400] 2 Bytes | 2 tokens | Cum: 2026 tkns (25.32% of 8k)
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S8
PRA_OUT_15 [2025-03-20 09:27:39 -0400] 967 Bytes | 221 tokens | Cum: 2247 tkns (28.09% of 8k)
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Showing S8 (chunk 1 of 6): S8:
ITEM 7. MANAGEMENTS DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS.
The following discussion generally focuses on the change in financial condition, results of operations and cash flows for the year ended December 31, 2024 as compared to the year ended December 31, 2023 and should be read in conjunction with the Consolidated Financial Statements and Notes to those statements which accompany this report. For a full discussion of the changes in the financial condition, results of operations and cash flows for the year ended December 31, 2023 as compared to the year ended December 31, 2022, please refer to Item 7, "Management's Discussion and Analysis of Financial Condition and Results of Operations" section of ProAssurance's December 31, 2023 report on Form 10-K.
Throughout the discussion we use certain terms and abbreviations, which can be found in the Gl
-- More? (MOR) or Next section? (NEX)
PRA_IN_16 [2025-03-20 09:27:40 -0400] 963 Bytes | 196 tokens | Cum: 2443 tkns (30.54% of 8k)
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As an analyst, it is my role to interpret and summarize this section. This is a Management Discussion and Analysis (MD&A) section of a report from ProAssurance for the year ending December 31, 2024. It provides a detailed retrospective analysis of the company's financial condition, results of operations, and cash flows, comparing the current year's performance with that of the previous year (2023). The section suggests that to get a comprehensive understanding of the company's performance, this discussion should be read along with the Consolidated Financial Statements and accompanying notes. Additionally, for an analysis of the changes that occurred in the year ending December 31, 2023 as compared to the year ending December 31, 2022, readers are directed to the same section in ProAssurance's report on Form 10-K from December 31, 2023. The section also mentions the use of certain terms and abbreviations, presumably explained later in the discussion.
PRA_OUT_17 [2025-03-20 09:27:55 -0400] 17224 Bytes | 4232 tokens | Cum: 6675 tkns (83.44% of 8k)
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This is our set of metrics.
Please analyze the numbers.
+---------------------+----------------------+----------------------+-------------------------+----------------------+-----------------------+
| Volume: 452,115 | SMA50: 2.99% | Market Cap: 794.98M | Option/Short: Yes / Yes | Sales past 5Y: 3.70% | Sales Surprise: 4.29% |
+---------------------+----------------------+----------------------+-------------------------+----------------------+-----------------------+
| Avg Volume: 220.97K | SMA200: 7.86% | Shs Outstand: 51.16M | Short Float: 0.99% | Employees: 1036 | EPS Surprise: 113.90% |
+---------------------+----------------------+----------------------+-------------------------+----------------------+-----------------------+
| Rel Volume: 1.76 | Perf Week: 2.44% | Shs Float: 50.42M | Short Ratio: 2.26 | Debt/Eq: 0.37 | P/E: 15.09 |
+---------------------+----------------------+----------------------+-------------------------+----------------------+-----------------------+
| RSI (14): 53.61 | Perf Month: 5.93% | Inst Own: 83.73% | Short Interest: 0.50M | Sales Y/Y TTM: 1.16% | Earnings: Feb 24 AMC |
+---------------------+----------------------+----------------------+-------------------------+----------------------+-----------------------+
| ATR (14): 0.49 | Perf Quarter: -6.67% | Insider Own: 1.44% | Beta: 0.18 | ROE: 4.56% | |
+---------------------+----------------------+----------------------+-------------------------+----------------------+-----------------------+
| SMA20: 1.18% | Index: RUT | Insider Trans: 0.00% | Sales Q/Q: -2.31% | ROI: 3.21% | |
+---------------------+----------------------+----------------------+-------------------------+----------------------+-----------------------+
The next section covers any insider trading.
If this section is blank, it's because there've been no recent filings.
Inside Trans: PROASSURANCE CORP (PRA) by Lisenby Jeffrey Patton (Executive Vice-President) on 2025-02-25
- Common Stock: 9084 shares at $16.13 (D)
- Common Stock: 3980 shares at $16.13 (D)
- Common Stock: 5771 shares at $16.13 (D) Footnote: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest if the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until December 31, 2024. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest pro rata in increments equal to one-third of the total award in each of the years 2024, 2025 and 2026 provided the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until each vesting date. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes.
- Restricted Share Units: 17668 shares at $0 (D)
- Restricted Share Units: 3980 shares at $0 (D)
- Restricted Stock Units: 9084 shares at $0 (D)
Inside Trans: PROASSURANCE CORP (PRA) by Shook Kevin Merrick (President of a Subsidiary) on 2025-02-25
- Common Stock: 9084 shares at $16.13 (D)
- Common Stock: 3980 shares at $16.13 (D)
- Common Stock: 5769 shares at $16.13 (D) Footnote: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest if the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until December 31, 2024. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest pro rata in increments equal to one-third of the total award in each of the years 2024, 2025 and 2026 provided the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until each vesting date. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes.
- Restricted Share Units: 17668 shares at $0 (D)
- Restricted Stock Unit: 3980 shares at $0 (D)
- Restricted Stock Units: 9084 shares at $0 (D)
Inside Trans: PROASSURANCE CORP (PRA) by Rand Edward Lewis Jr (President & CEO) on 2025-02-25
- Common Stock: 40371 shares at $16.13 (D)
- Common Stock: 18435 shares at $16.13 (D)
- Common Stock: 24905 shares at $16.13 (D) Footnote: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest if the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until December 31, 2024. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest pro rata in increments equal to one-third of the total award in each of the years 2024, 2025 and 2026 provided the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until each vesting date. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes.
- Restricted Share Units: 71295 shares at $0 (D)
- Restricted Stock Units: 40371 shares at $0 (D)
- Restricted Stock Unit: 18435 shares at $0 (D)
Inside Trans: PROASSURANCE CORP (PRA) by FRANCIS ROBERT DAVID (Pres Healthcare Pro. Liability) on 2025-02-25
- Common Stock: 7771 shares at $16.13 (D)
- Common Stock: 3226 shares at $16.32 (D)
- Common Stock: 4647 shares at $16.13 (D) Footnote: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity IncentiveCompensation Plan. The RSUs will vest if the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until December 31, 2024. Vesting willaccelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by actionof the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximatelyequal to the federal, state, and local taxes. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest pro rata in increments equal to one-third of the total award in each of the years 2024, 2025 and 2026 provided the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until each vesting date. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes.
- Restricted Stock Unit: 17668 shares at $0 (D)
- Restricted Stock Units: 7771 shares at $0 (D)
- Restricted Share Units: 3226 shares at $0 (D)
Inside Trans: PROASSURANCE CORP (PRA) by HENDRICKS DANA S (Chief Financial Officer) on 2025-02-25
- Common Stock: 9084 shares at $16.13 (D)
- Common Stock: 3980 shares at $16.13 (D)
- Common Stock: 5781 shares at $16.13 (D) Footnote: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest if the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until December 31, 2024. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest pro rata in increments equal to one-third of the total award in each of the years 2024, 2025 and 2026 provided the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until each vesting date. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes.
- Restricted Stock Unit: 17668 shares at $0 (D)
- Restricted Share Units: 3980 shares at $0 (D)
- Restricted Share Units: 9084 shares at $0 (D)
Inside Trans: PROASSURANCE CORP (PRA) by Dishart Noreen (Executive VP/Chief HR Officer) on 2025-02-25
- Common Stock: 7065 shares at $16.13 (D)
- Common Stock: 3100 shares at $16.13 (D)
- Common Stock: 3888 shares at $16.13 (D) Footnote: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest if the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until December 31, 2024. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of ProAssurance Corporation common stock, issuable from the ProAssurance Corporation 2014 Equity Incentive Compensation Plan. The RSUs will vest pro rata in increments equal to one-third of the total award in each of the years 2024, 2025 and 2026 provided the reporting person remains continuously employed by ProAssurance or one of its subsidiaries until each vesting date. Vesting will accelerate upon termination of employment as the result of (i) death; (ii) disability; or (iii) Good Reason, as defined in the reporting person's employment agreement with ProAssurance Corporation, or by action of the Compensation Committee of the ProAssurance Corporation Board of Directors. The RSUs will be settled in shares of ProAssurance Common Stock and in cash, with the cash portion being approximately equal to the federal, state, and local taxes.
- Restricted Stock Unit: 13763 shares at $0 (D)
- Restricted Stock Units: 7065 shares at $0 (D)
- Restricted Stock Units: 3100 shares at $0 (D)
Now we've reached the end of the analysis.
You are now invited to make a summary analysis.
Please don't explain why you didn't have enough information.
Save that for the survey that comes last.
Finish the summary with two scores: MARKET_SCORE[] and PRICE_TARGET[]
If you calculate a 92% likelihood of an upward moves, say: MARKET_SCORE[92]
If you think the high today will be 50% higher, add to the price. Eg., If the price is $5.00, add 50%: PRICE_TARGET[$7.50]
PRICE_TARGET is the highest it is expected to rise today, so it cannot be less than the current price.
Please provide a thought-provoking take, 6-10 words, to use for the headline of this news story.
Like this: AI_RPT_HEADLINE: [6-10 words headline for news story from first summary paragraph]
Again, that is: 1) Brief Summary, 2) MARKET_SCORE, 3) PRICE_TARGET, and 4) AI_RPT_HEADLINE
[Company Financial Summary]
[Company Details]
Name: ProAssurance Corporation
Market Cap: 794976998.3399999
Shares Outstanding: 51156821
Sector: FIRE, MARINE & CASUALTY INSURANCE
[Financial Statements - Latest Quarter]
Total Assets: N/A
Total Liabilities: N/A
Total Equity: N/A
Revenue (Quarter): {'value': 1150404000.0, 'unit': 'USD', 'label': 'Revenues', 'order': 100}
Net Income: {'value': 52744000.0, 'unit': 'USD', 'label': 'Net Income/Loss', 'order': 3200}
Earnings Per Share (EPS): N/A
[Price Metrics - Last 30 Days]
Latest Close: 15.54
Average Volume: 245799.68
30-Day High: 16.13
30-Day Low: 13.99
[Detailed Financials: TTM 2024]
- Total Assets: $5,574,273,000.0
- Total Liabilities: $4,372,524,000.0
- Total Equity: $1,201,749,000.0
- Current Assets: $5,574,273,000.0
- Current Liabilities: $4,372,524,000.0
[Income Statement: TTM 2024]
- Revenue: $1,150,404,000.0
- Net Income: $52,744,000.0
- Operating Income: $63,078,000.0
- Earnings Per Share (EPS): 1.03
[Cash Flow Statement: TTM 2024]
- Net Cash Flow: $-11,017,000.0
[Detailed Financials: FY 2024]
- Total Assets: $5,574,273,000.0
- Total Liabilities: $4,372,524,000.0
- Total Equity: $1,201,749,000.0
- Current Assets: $5,574,273,000.0
- Current Liabilities: $4,372,524,000.0
[Income Statement: FY 2024]
- Revenue: $1,150,404,000.0
- Net Income: $52,744,000.0
- Operating Income: $63,078,000.0
- Earnings Per Share (EPS): 1.03
[Cash Flow Statement: FY 2024]
- Net Cash Flow: $-11,017,000.0
==== END OF FINANCIAL REPORT ====
PRA_IN_18 [2025-03-20 09:27:55 -0400] 1304 Bytes | 281 tokens | Cum: 6956 tkns (86.95% of 8k)
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The financial analysis of ProAssurance Corporation indicates a fairly stable position with an average volume of 220.97K and a market cap of $794.98M. The company has a positive sales growth over the last five years (3.7%) and has managed to beat sales expectations with a surprise of 4.29%. The company also had a substantial EPS surprise of 113.90%.
The company seems to have a good liquidity position with a relative volume of 1.76, and a low debt-to-equity ratio of 0.37. It also has a high institutional ownership of 83.73%, indicating trust from large financial institutions and mutual fund holders.
However, the performance over the quarter is negative (-6.67%). This might be due to the negative sales growth quarter over quarter (-2.31%). Also, the number of outstanding shares is quite high (51.16M), which may dilute earnings.
Insider transactions reveal that key executives have been granted restricted stock units that will vest over the next few years, indicating a long-term commitment to the company.
Considering the financial metrics and recent insider transactions, the company seems to have a stable footing but needs to improve its quarterly performance.
MARKET_SCORE[65]
PRICE_TARGET[$16.50]
AI_RPT_HEADLINE: "ProAssurance Shows Stability Amid Quarterly Performance Concerns"
PRA_OUT_19 [2025-03-20 09:27:57 -0400] 561 Bytes | 131 tokens | Cum: 7087 tkns (88.59% of 8k)
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Finally, if more data could have improved your confidence which would you have chosen? **Choose one option:**
-> X0 <- Nothing more would have helped my analysis
-> X1 <- More stock-specific news
-> X2 <- More SEC filings & insider data
-> X3 <- Broader sector & market news
-> X4 <- General market sentiment & AI confidence levels
-> X5 <- AI's past analysis on similar companies
-> X6 <- More financial metrics
-> X7 <- AI's past analysis on this exact company
-> X8 <- Something altogether different (explain...)
PRA_IN_20 [2025-03-20 09:27:57 -0400] 31 Bytes | 7 tokens | Cum: 7094 tkns (88.67% of 8k)
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-> X6 <- More financial metrics
PRA_IN_21 [2025-03-20 09:27:58 -0400] 126 Bytes | 29 tokens | Cum: 7123 tkns (89.04% of 8k)
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[2025-03-20 06:27:58] # Analysis Completed
Elapsed Time: 46.33 seconds