STNE - strong-performance-maintained-despite-sales-dip-room-for-growth

Deep-Dive Due Diligence AI Generated Report on StoneCo Ltd. Class A Common Shares (STNE)

Welcome to ScanScor. What you're reading is not just a stock summary -- it's a real-time, AI-generated due diligence session crafted from live news, financial data, insider trading activity, SEC filings, and live market momentum.

These reports are generated using OpenAI's GPT-based analysis engine, guided by tightly structured prompts and expert-level data ingestion. Every insight below was assembled to help you understand the forces behind today's market movers.

Disclaimer: This report is for informational purposes only. It does not constitute financial advice. Always do your own research before making any investment.

STNE_OUT_1 [2025-03-19 11:28:56 -0400] 1950 Bytes | 575 tokens | Cum: 575 tkns (7.19% of 8k)
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We need a winner today and it's already 11:28:54 AM on Wednesday March 19, 2025 ET (UTC-0400) ... So let's find out if StoneCo (STNE) is going up or if it's going nowhere fast. So, I pulled together a bunch of data for you to look over real fast. It's at 11.3499 up from 9.85. Is there something here we can get excited about? Help me analyze.

Here's the first list of news for StoneCo:

C1 - Today 09:12AM - Q4 2024 StoneCo Ltd Earnings Call
C2 - 03:03AM - StoneCo Ltd (STNE) Q4 2024 Earnings Call Highlights: Surpassing Expectations with Strong ...
C3 - Mar-18-25 11:30PM - StoneCo (STNE) Q4 2024 Earnings Call Transcript
C4 - Mar-18-25 11:30PM 05:35PM - StoneCo Ltd. (STNE) Tops Q4 Earnings and Revenue Estimates
C5 - Mar-18-25 11:30PM 04:05PM - StoneCo Reports Fourth Quarter and Fiscal Year 2024 Results
C6 - Mar-11-25 05:45PM - Here's Why StoneCo Ltd. (STNE) Fell More Than Broader Market
C7 - Mar-05-25 10:42AM - Is StoneCo Ltd. (STNE) The Best Performing Fintech Stock to Buy According to Analysts?
C8 - Mar-03-25 05:45PM - StoneCo Ltd. (STNE) Stock Moves -1.19%: What You Should Know

ONLY 3 RULES for AI:
==============
1) This is a document retrieval system. You are the analyst-investigator.
2) You can request items from any list to get more details about StoneCo (STNE)
3) AFTER requesting and reading News and SEC filings you'll get tokens to write a summary, set a score and high price target, and finally take an exit quiz.
Now, your response should be only 2 or 3 chars. You can say ex., C1, C2, etc., or NEX
The NEX command delivers the NEXt list of News/SEC/Metrics
There are several more lists that use our unified document retrieval system in subsequent prompts.

Thank you for your analysis of StoneCo.
Your predictons will be compared to reality to rate your accuracy. Try to predict accurately. GOOD LUCK!

Please request a document, read, summarize and score. Say something like "C1".

STNE_IN_2 [2025-03-19 11:28:56 -0400] 2 Bytes | 2 tokens | Cum: 577 tkns (7.21% of 8k)
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STNE_OUT_3 [2025-03-19 11:29:06 -0400] 967 Bytes | 260 tokens | Cum: 837 tkns (10.46% of 8k)
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Showing C4 (chunk 1 of 5): C4:
**StoneCo Ltd. (STNE) Tops Q4 Earnings and Revenue Estimates**
Date: Mar-18-25 11:30PM 05:35PM
Source: (Zacks)
URL: https://finance.yahoo.com/news/stoneco-ltd-stne-tops-q4-213502961.html

StoneCo Ltd. (STNE) came out with quarterly earnings of $0.39 per share, beating the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.36 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of 21.88%. A quarter ago, it was expected that this company would post earnings of $0.32 per share when it actually produced earnings of $0.35, delivering a surprise of 9.38%.

Over the last four quarters, the company has surpassed consensus EPS estimates three times.

StoneCo , which belongs to the Zacks Internet - Software industry, posted revenues of $617.63 million for the quarter ended December 2024, surpa

-- More? (MOR) or Next section? (NEX)

STNE_IN_4 [2025-03-19 11:29:06 -0400] 795 Bytes | 181 tokens | Cum: 1018 tkns (12.72% of 8k)
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The fourth quarter earnings report for StoneCo Ltd. (STNE) shows that the company has exceeded expectations. The company reported quarterly earnings of $0.39 per share, surpassing the Zacks Consensus Estimate of $0.32 per share. This is an increase in comparison to the $0.36 per share earned in the same period the previous year. The report also indicated an earnings surprise of 21.88%.

In the previous quarter, the company also outpaced expectations, with actual earnings of $0.35 per share when $0.32 per share was anticipated, leading to a surprise of 9.38%.

In the past year, StoneCo has beaten consensus EPS estimates three out of four times. The company, a member of the Zacks Internet - Software industry, reported revenues of $617.63 million for the quarter ended in December 2024.

STNE_OUT_5 [2025-03-19 11:29:07 -0400] 970 Bytes | 288 tokens | Cum: 1306 tkns (16.32% of 8k)
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We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.

A1 - 2025-03-19T12:40:07Z - Daily Game Plan - Opening Print...
A2 - 2025-03-19T12:07:25Z - 12 Financials Stocks Moving In Wednesday's Pre-Market Session - AppTech Payments (NASDAQ:APCX), AGM ...
A3 - 2025-03-19T12:44:09Z - Pre-market Movers: Leishen Energy, Black Diamond Therapeutics, FST Corp., 5E Advanced Materials, CAR...
A4 - 2025-03-19T10:25:38Z - US Stocks Likely To Open Higher Ahead Of FOMC Decision: 'Tariffs Remain The Dominant Market Force' A...
A5 - 2025-03-19T10:08:09Z - Why StoneCo Shares Are Trading Higher By 8%; Here Are 20 Stocks Moving Premarket - Absci (NASDAQ:ABS...

Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.

STNE_IN_6 [2025-03-19 11:29:07 -0400] 2 Bytes | 2 tokens | Cum: 1308 tkns (16.35% of 8k)
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STNE_OUT_7 [2025-03-19 11:29:09 -0400] 967 Bytes | 224 tokens | Cum: 1532 tkns (19.15% of 8k)
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Showing A1 (chunk 1 of 8): A1:
**Daily Game Plan - Opening Print**Date: 2025-03-19Source: {'uri': 'mrtopstep.com', 'dataType': 'news', 'title': 'Mr TopStep'}URL: https://mrtopstep.com/daily-game-plan-387/World stocks fluctuated ahead of the Federal Reserve interest-rate decision and new dot plot. Sentiment was hit after Russia's Putin declined Donald Trump's bid for

a 30-day ceasefire in Ukraine, agreeing instead to limit attacks on the country's energy infrastructure. Russia and Ukraine accused each other of launching drone attacks that struck civilian targets including infrastructure, just hours after Putin told President

Trump he would pause attacks on Ukraine's energy system. Zelenskiy stated that Ukraine will never recognize territories occupied by Moscow as Russian and that the size of his army shouldn't be a subject for talks with Putin. The Bank of Japan kept its benchmark

rate unchanged and cited worri

-- More? (MOR) or Next section? (NEX)

STNE_IN_8 [2025-03-19 11:29:09 -0400] 3 Bytes | 2 tokens | Cum: 1534 tkns (19.18% of 8k)
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NEX

STNE_OUT_9 [2025-03-19 11:29:11 -0400] 843 Bytes | 287 tokens | Cum: 1821 tkns (22.76% of 8k)
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This is our final list of news.
News AI can literally read just by asking.
Don't miss the breaking news!

B1 - 2024-12-30T12:11:47Z - Hyperinflation Is Wrecking These Brazilian Stocks: What It Means for Investors
B2 - 2024-12-06T12:10:00Z - 5 Cheap Stocks with Massive Upside Potential for 2025
B3 - 2024-11-29T18:32:32Z - S&P 500, Dow Rally To Record Highs, Dollar Snaps 8-Week Streak, Bitcoin Soars Above $97,000: What's Driving Markets Friday?
B4 - 2024-11-19T10:30:00Z - Down 90%, Should You Buy StoneCo Stock Right Now?
B5 - 2024-10-03T09:45:00Z - 2 Stocks Down 88% and 90% to Buy Right Now
B6 - 2024-07-14T16:02:00Z - Is It Too Late to Buy Nu Holdings Stock? - The Motley Fool

Request an article by its reference number. (Ex., "B1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

STNE_IN_10 [2025-03-19 11:29:11 -0400] 2 Bytes | 2 tokens | Cum: 1823 tkns (22.79% of 8k)
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STNE_OUT_11 [2025-03-19 11:29:17 -0400] 584 Bytes | 147 tokens | Cum: 1970 tkns (24.62% of 8k)
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Showing B1 (chunk 1 of 1): B1:
**Hyperinflation Is Wrecking These Brazilian Stocks: What It Means for Investors**Date: Unknown DateSource: Unknown SourceURL: https://www.fool.com/investing/2024/12/30/hyperinflation-is-wrecking-these-brazilian-stocks/?source=iedfolrf0000001The article discusses the recent decline in shares of Nu Holdings, StoneCo, and MercadoLibre, which are companies operating in Brazil. The article aims to analyze the situation and provide insights on whether investors should consider these companies as potential buys.

-- More? (MOR) or Next section? (NEX)

STNE_IN_12 [2025-03-19 11:29:17 -0400] 629 Bytes | 120 tokens | Cum: 2090 tkns (26.12% of 8k)
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The article highlights the impact of hyperinflation on Brazilian stocks, specifically focusing on the decline in shares of Nu Holdings, StoneCo, and MercadoLibre. As a financial analyst, it's crucial for me to understand the macroeconomic factors, like inflation, that influence market dynamics and stock prices. In this case, hyperinflation in Brazil could be causing a decrease in the real value of money, leading to a drop in stock prices. The article's analysis could provide important insights on future trends and whether these companies could be a good investment opportunity, given the current economic climate in Brazil.

STNE_OUT_13 [2025-03-19 11:29:19 -0400] 267 Bytes | 68 tokens | Cum: 2158 tkns (26.97% of 8k)
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This is our list of SEC filings.
Read it just by asking.
Don't miss breaking filings!

Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing - but what fun is that?
Response limited to 3 chars.

STNE_IN_14 [2025-03-19 11:29:19 -0400] 14 Bytes | 3 tokens | Cum: 2161 tkns (27.01% of 8k)
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As a financial

STNE_OUT_15 [2025-03-19 11:29:36 -0400] 3164 Bytes | 790 tokens | Cum: 2951 tkns (36.89% of 8k)
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This is our set of metrics.
Please analyze the numbers.

The next section covers any insider trading.
If this section is blank, it's because there've been no recent filings.

Now we've reached the end of the analysis.
You are now allotted tokens to make a final analysis summary.
Please don't use tokens to explain why you didn't have enough information.
Save that for the survey that comes last.

Finish the summary with two scores: MARKET_SCORE[] and PRICE_TARGET[]

If you think there's a 90% likelihood of an upward moves, say: MARKET_SCORE[90]
If you think the high today will be 50% higher, add to the price. Eg., If the price is $5.00, add 50%: PRICE_TARGET[$7.50]
PRICE_TARGET is the highest it is expected to rise today, so it cannot be less than the current price.

After you have completed that, please provide a thought-provoking take, 6-10 words, to use for the headline of this news story.
Like this: AI_RPT_HEADLINE: [6-10 words headline for news story from first summary paragraph]

STNE_IN_16 [2025-03-19 11:29:36 -0400] 1420 Bytes | 353 tokens | Cum: 3304 tkns (41.30% of 8k)
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The metrics indicate a relatively strong position for this company. The company's shares are currently trading at $11.35, a 15.23% increase from the previous close of $9.85. The stock has also shown strong performance over the past weeks, months, and quarter, with a weekly performance of 24.32%, monthly performance of 12.38%, and quarterly performance of 25.83%. The relative strength index (RSI) of 71.81 suggests the stock is currently being overbought, and the target price is set at $12.65. The company's market capitalization stands at 3.37 billion, with 278.03 million shares outstanding. The short ratio stands at 5.69, and insider ownership is at 16.91%. It's worth noting that the company's sales have decreased by 14.43% Q/Q, but sales over the past five years have increased by 41.37%. The company's return on equity (ROE) is 14.20%, and its return on investment (ROI) is 9.67%. The debt to equity ratio is relatively low, at 0.66. The earnings per share (EPS) surprise is at 16.66%, and the price to earnings (P/E) ratio is 9.27.

There have been no recent insider trades.

In conclusion, the company is showing strong performance with good potential for further growth. However, investors should be cautious of the high RSI, which suggests the stock might currently be overbought.

MARKET_SCORE[80]
PRICE_TARGET[$13.00]

AI_RPT_HEADLINE: "Strong Performance Maintained Despite Sales Dip - Room for Growth"

STNE_OUT_17 [2025-03-19 11:29:37 -0400] 561 Bytes | 131 tokens | Cum: 3435 tkns (42.94% of 8k)
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Finally, if more data could have improved your confidence which would you have chosen? **Choose one option:**
-> X0 <- Nothing more would have helped my analysis
-> X1 <- More stock-specific news
-> X2 <- More financial metrics
-> X3 <- More SEC filings & insider data
-> X4 <- Broader sector & market news
-> X5 <- General market sentiment & AI confidence levels
-> X6 <- AI's past analysis on similar companies
-> X7 <- AI's past analysis on this exact company
-> X8 <- Something altogether different (explain...)

STNE_IN_18 [2025-03-19 11:29:37 -0400] 31 Bytes | 7 tokens | Cum: 3442 tkns (43.03% of 8k)
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-> X2 <- More financial metrics

STNE_IN_19 [2025-03-19 11:29:38 -0400] 126 Bytes | 29 tokens | Cum: 3471 tkns (43.39% of 8k)
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[2025-03-19 08:29:38] # Analysis Completed
Elapsed Time: 44.12 seconds