LMFA_OUT_1 [2025-04-28 06:07:18 -0400] 5802 Bytes | 1520 tokens | Cum: 1520 tkns (19.00% of 8k)
==========================================================================

You're the expert here today. So, I pulled together a bunch of data for you to look over real fast. I'm looking at high-performance stocks today and LM Funding America (LMFA) hit my radar screen, up to $1.67 from a prev close of $1.43 Do you think its got more juice or is it lacking potential? It's 6:07 AM on Mon Apr 28, 2025 and I have to decide: buy or sell!

--- COMPANY PROFILE ---
Company: LM Funding America (LMFA)
IPO: 2015-10-23 (9 Years Ago)
Market Cap: $6,112,354
Shares Outstanding: 5,130,000
Industry: FINANCE SERVICES
Exchange: XNAS
Description: LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining Operations, which generate the majority of its revenue.

Here’s a list of headlines for LM Funding America:

Apr-09-25 08:00AM - LM Funding America Announces March 2025 Production and Operational Update
Apr-07-25 12:00PM - LM Funding America (LMFA) Upgraded to Buy: Here's What You Should Know
Apr-01-25 03:00AM - LM Funding America Inc (LMFA) Q4 2024 Earnings Call Highlights: Strong Net Income Growth Amid ...
Mar-31-25 10:10AM - LM Funding America, Inc. (LMFA) Q4 2024 Earnings Call Transcript
Mar-31-25 10:10AM 07:00AM - LM Funding America, Inc. Reports Fourth Quarter and Full Year 2024 Financial Results
Mar-25-25 08:00AM - LM Funding America Announces Fourth Quarter and Full Year 2024 Earnings Call for March 31, 2025
Mar-06-25 08:00AM - LM Funding America Announces February 2025 Production and Operational Update
Feb-19-25 08:00AM - LM Funding America, Inc. Upgrades Fleet Efficiency and Hashrate with Luxor Firmware by 10-15%
Feb-11-25 08:00AM - LM Funding America Announces January 2025 Production and Operational Update
Feb-10-25 08:00AM - LM Funding America, Inc. to Participate in the "Digital Assets 2025: To Bitcoin and Beyond," Virtual Conference Presented by Maxim Group LLC on Wednesday, February 12th at 8:30 AM EST
Jan-27-25 08:30AM - LM Funding America Achieves 560 PH/s with 15 MW Oklahoma Mining Site Active
Jan-17-25 08:40AM - LM Funding reports bitcoin holdings valued at $15M as of December 31
Jan-16-25 08:30AM - LM Funding America, Inc.'s Bitcoin Holdings Valued at $15.0 Million in Monthly Update
Dec-27-24 08:30AM - LM Funding America, Inc. Orders Bitmain S21+
Dec-10-24 08:30AM - LM Funding America, Inc.'s Bitcoin Holdings Valued at $14.2 Million in Monthly Update
Dec-09-24 09:00AM - LM Funding America, Inc. Closes Purchase of 15MW Mining Site
Dec-09-24 09:00AM 08:00AM - LM Funding America Enters Into Warrant Exercise Transaction for Gross Proceeds of $5.1 Million
Dec-03-24 03:45PM - Winter 2024 Investor Summit Virtual: Q4 Presentations Now Available for On-Demand Viewing
Nov-21-24 08:30AM - LM Funding America, Inc.'s Bitcoin Holdings Valued at $13.3 million in Monthly Update
Nov-15-24 12:05PM - LM Funding America Inc. to Present at November 21st Virtual Investor Summit Microcap Event
Nov-14-24 10:00AM - LM Funding America, Inc. Enters into Agreement to Make Pivotal Acquisition
Nov-14-24 10:00AM 02:13AM - LM Funding America Inc (LMFA) Q3 2024 Earnings Call Highlights: Navigating Challenges and ...

Here's another list of headlines with menu handles.
I will deliver the full text of the following stories when you say their handle.
Just say, for example, B1, B2, etc.

B1 - 2025-03-06T13:00:00Z - LM Funding America Announces February 2025 Production and Operational Update
B2 - 2025-02-19T13:00:00Z - LM Funding America, Inc. Upgrades Fleet Efficiency and Hashrate with Luxor Firmware by 10-15%
B3 - 2024-12-09T14:00:42Z - LM Funding America, Inc. Closes Purchase of 15MW Mining Site
B4 - 2024-12-09T14:00:00Z - LM Funding America, Inc. Closes Purchase of 15MW Mining Site
B5 - 2024-12-09T13:00:00Z - LM Funding America Enters Into Warrant Exercise Transaction for Gross Proceeds of $5.1 Million
B6 - 2024-11-14T15:00:00Z - LM Funding America, Inc. Enters into Agreement to Make Pivotal Acquisition

==============
-> THE ROLE FOR AI:
==============

1) You are the **AI analyst-investigator**, and this interaction represents a full **due diligence session** for LM Funding America (LMFA).
Due diligence includes financial data, insider trading, relevant news, and any SEC filings — and may extend beyond classic fundamentals.
Your task is to identify whether this stock has momentum and potential.

2) I am **ScanScor**, a unified report generator that archives this session as part of our real-time diligence record.

3) You will request information by referencing documents by their code.

4) As the analysis proceeds, your are encouraged to review documents until you feel confident in your judgment.
After seeing 3 sets of news articles, SEC docs, and financials, you'll be prompted to return some data pairs.

5) News articles, SEC filings, and key metrics will be revealed in subsequent prompts.

Stay focused. Gather evidence. Continue until your conclusions are clear.
Restrict all your responses to just 3 tokens until the summary and data pairs at the end.

NEXT: Request a document with its reference code(s), such as:
- `B1`, `B2`, `B3`, etc.
- To load a new set of information and menu options, reply with: `NEX`

LMFA_OUT_3 [2025-04-28 06:07:19 -0400] 799 Bytes | 213 tokens | Cum: 1735 tkns (21.69% of 8k)
==========================================================================

Showing B2 (chunk 1 of 1): B2:
**LM Funding America, Inc. Upgrades Fleet Efficiency and Hashrate with Luxor Firmware by 10-15%**Date: Unknown DateSource: Unknown SourceURL: https://www.globenewswire.com/news-release/2025/02/19/3028742/0/en/LM-Funding-America-Inc-Upgrades-Fleet-Efficiency-and-Hashrate-with-Luxor-Firmware-by-10-15.htmlLM Funding America has partnered with Luxor Technology to deploy LuxOS firmware on its Bitcoin mining fleet, expected to increase efficiency and profitability by 10-15% without additional hardware investment.

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

LMFA_OUT_5 [2025-04-28 06:07:19 -0400] 944 Bytes | 269 tokens | Cum: 2006 tkns (25.07% of 8k)
==========================================================================

We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.

A1 - 2025-04-09T12:16:01Z - LM Funding America Announces March 2025 Production and Operational Update...
A2 - 2025-04-09T12:15:08Z - LM Funding America Announces March 2025 Production and Operational Update | Taiwan News | Apr. 9, 20...
A3 - 2025-04-09T12:09:53Z - LM Funding America (LMFA) Reports March 2025 Production and Operational Update...
A4 - 2025-04-07T17:06:00Z - LM Funding America (LMFA) Upgraded to Buy: Here's What You Should Know...
A5 - 2025-03-31T11:29:18Z - LM Funding America, Inc. Reports Fourth Quarter and Full Year 2024 Financial Results...

Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.

LMFA_OUT_7 [2025-04-28 06:07:20 -0400] 1183 Bytes | 351 tokens | Cum: 2359 tkns (29.49% of 8k)
==========================================================================

Showing A1 (chunk 1 of 6): A1:
**LM Funding America Announces March 2025 Production and Operational Update**Date: 2025-04-09Source: {'uri': 'manilatimes.net', 'dataType': 'news', 'title': 'The Manila times'}URL: https://www.manilatimes.net/2025/04/09/tmt-newswire/globenewswire/lm-funding-america-announces-march-2025-production-and-operational-update/2089302Titan Environmental Solutions Inc. Appoints Edward J. Borkowski and Edward F. Feighan to its Board of Directors

Bitcoin HODL 160.2 BTC as of March 31, 2025 valued at $13.3 million or $2.59 per share¹

TAMPA, Fla., April 09, 2025 (GLOBE NEWSWIRE) -- LM Funding America, Inc. (NASDAQ: LMFA) ("LM Funding" or the "Company"), a Bitcoin mining and technology-based specialty finance company, today announced its preliminary, unaudited Bitcoin mining and operational update for the month ended March 31, 2025.

MetricJan 2025Feb 2025Mar 2025 - Bitcoin² - Mined, net8.08.18.

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

LMFA_OUT_9 [2025-04-28 06:07:21 -0400] 1183 Bytes | 316 tokens | Cum: 2677 tkns (33.46% of 8k)
==========================================================================

Showing A1 (chunk 2 of 6): 7 - Sold--(14.2) - Purchased--- - Service Fee-(0.5)(0.1) - Bitcoin HODL158.2165.8160.2 - Machines² - Operational5,1215,1215,121 - Storage719719719 - Total Machines5,8405,8405,840 - Hashrate (EH/s²) - Oklahoma0.430.430.43 - Hosted0.130.130.13 - Energized0.560.560.56 - Storage0.070.070.07 - Total0.630.630.63

"Being vertically integrated not only secures cheaper power for our mining operations but allows us to sell excess energy back to the grid, further advancing our business model," stated Bruce Rodgers, Chairman and CEO of LM Funding. "This two-way approach to energy utilization increases our operational efficiency and effectively positions the grid itself as a customer, generating approximately $130,000 in power sales for the first quarter of this year. As we continue our infrastructure expansion, we aim to maintain the strength of our balance sheet with these diversified revenue strea

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

LMFA_OUT_11 [2025-04-28 06:07:21 -0400] 1182 Bytes | 304 tokens | Cum: 2983 tkns (37.29% of 8k)
==========================================================================

Showing A1 (chunk 3 of 6): ms."

The Company estimates that the value of its 160.2 Bitcoin holdings on March 31, 2025, was approximately $13.3 million or $2.59¹ per share, based on a Bitcoin price of approximately $83,000 as of March 31, 2025, compared to a stock share price of $1.24 as of March 31, 2025.

Get the latest news

delivered to your inbox Sign up for The Manila Times newsletters By signing up with an email address, I acknowledge that I have read and agree to the Terms of Service and Privacy Policy.

Upcoming Conferences and Events

May 20, 2025: Benchmark Virtual Digital Asset SeminarMay 28, 2025: Orange Group & Blockware Sell-side and Buy-side Conference in Las Vegas, Nevada About LM Funding America Advertisement

LM Funding America, Inc. (Nasdaq: LMFA), operates as a Bitcoin mining and specialty finance company. The company was founded in 2008 and is based in Tampa, Florida. For more information, ple

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

LMFA_OUT_13 [2025-04-28 06:07:22 -0400] 1181 Bytes | 257 tokens | Cum: 3242 tkns (40.52% of 8k)
==========================================================================

Showing A1 (chunk 4 of 6): ase visit https://www.lmfunding.com.

Forward-Looking Statements

This press release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as "anticipate," "believe," "estimate," "expect," "intend," "plan," and "project" and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the Company's most recent Annual Report on Form 10-K and its other filings with the SEC, which are available at www.sec.gov. These risks and uncertainties include, without limitation, the risks of operating in the cryptocurrency mining business, our limited operating history in the cryptocurrency mining business and our abil

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

LMFA_OUT_15 [2025-04-28 06:07:23 -0400] 1181 Bytes | 240 tokens | Cum: 3484 tkns (43.55% of 8k)
==========================================================================

Showing A1 (chunk 5 of 6): ity to grow that business, the capacity of our Bitcoin mining machines and our related ability to purchase power at reasonable prices, our ability to identify and acquire additional mining sites, the ability to finance our site acquisitions and cryptocurrency mining operations, our ability to acquire new accounts in our specialty finance business at appropriate prices, changes in governmental regulations that affect our ability to collected sufficient amounts on defaulted consumer receivables, changes in the credit or capital markets, changes in interest rates, and negative press regarding the debt collection industry. The occurrence of any of these risks and uncertainties could have a material adverse effect on our business, financial condition, and results of operations.

For investor and media inquiries, please contact:

Advertisement

Investor Relations

Orange Group

Yujia Zhai

[em

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

LMFA_OUT_17 [2025-04-28 06:07:24 -0400] 501 Bytes | 135 tokens | Cum: 3621 tkns (45.26% of 8k)
==========================================================================

Showing A1 (chunk 6 of 6): ail protected]

Advertisement

______________________________________

¹ Calculated using 5,133,412 shares outstanding as of 12/31/24 from SEC Form 10-K filed March 31, 2025

² Unaudited

Advertisement

Advertisement

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

LMFA_OUT_19 [2025-04-28 06:07:24 -0400] 1089 Bytes | 278 tokens | Cum: 3903 tkns (48.79% of 8k)
==========================================================================

This is our list of SEC filings.
If empty, the search returned no recent filings.

S1 - 2025-04-09 8-K Item 2.02 Results of Oper and Fin Cond. On April 9, 2025, the Company issued a press release providing Bitcoin production and mining update for the one month ended March 31, 2025. The information contained in the press release is incorporated herein by reference ...

S2 - 2025-03-31 10-K Item 7. Mgts Discussion and Analysis of Fin Cond and Results of Oper.

Forward-Looking Stmnts

This Annual Report on Form 10-K contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Al...

S3 - 2025-03-31 8-K Item 2.02 Results of Oper and Fin Cond.

On March 31, 2025, LM Funding America, Inc. (the Company) issued a press release and accompanying investor presentation announcing its financial results for the Three and Twelve Months ended December 31, 2024.

The infor...

Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

LMFA_OUT_21 [2025-04-28 06:07:25 -0400] 1081 Bytes | 255 tokens | Cum: 4160 tkns (52.00% of 8k)
==========================================================================

Showing S1 (chunk 1 of 1): S1:
Item 2.02 Results of Operations and Financial Condition. On April 9, 2025, the Company issued a press release providing Bitcoin production and mining update for the one month ended March 31, 2025. The information contained in the press release is incorporated herein by reference and furnished as Exhibit 99.1.

The information furnished in this Item 2.02, including Exhibit 99.1, is not deemed to be filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the Exchange Act), or otherwise subject to liability under that Section. This information will not be deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except to the extent that the Company specifically incorporates it by reference....

Respond with ONLY ONE of the following (3 characters max):
- `MOR` to continue this item
- `NEX` to move to the next set of documents
- `C2`, `S3`, etc. to request another document
**DO NOT SUMMARIZE. DO NOT EXPLAIN.** Wait until all data is presented.

LMFA_OUT_23 [2025-04-28 06:07:31 -0400] 5943 Bytes | 1581 tokens | Cum: 5743 tkns (71.79% of 8k)
==========================================================================

This is our set of metrics for LM Funding America.
Please analyze the numbers.

+--------------------+-----------------------+------------------------+------------------------+
| Volume: 180,845 | Perf Month: 10.74% | Option/Short: No / Yes | Sales Y/Y TTM: -15.31% |
+--------------------+-----------------------+------------------------+------------------------+
| Avg Volume: 41.77K | Perf Quarter: -23.61% | Short Float: 0.77% | ROE: -19.98% |
+--------------------+-----------------------+------------------------+------------------------+
| Rel Volume: 4.56 | Index: - | Short Ratio: 0.87 | ROI: -31.95% |
+--------------------+-----------------------+------------------------+------------------------+
| RSI (14): 66.20 | Market Cap: 8.47M | Short Interest: 0.04M | Sales Surprise: 32.35% |
+--------------------+-----------------------+------------------------+------------------------+
| ATR (14): 0.16 | Shs Outstand: 5.13M | Beta: 1.49 | EPS Surprise: 48.50% |
+--------------------+-----------------------+------------------------+------------------------+
| SMA20: 32.96% | Shs Float: 4.70M | Sales Q/Q: -51.08% | P/E: - |
+--------------------+-----------------------+------------------------+------------------------+
| SMA50: 16.95% | Inst Own: 9.32% | Sales past 5Y: 318.12% | Earnings: Mar 31 BMO |
+--------------------+-----------------------+------------------------+------------------------+
| SMA200: -32.58% | Insider Own: 8.47% | Employees: 9 | |
+--------------------+-----------------------+------------------------+------------------------+
| Perf Week: 42.25% | Insider Trans: 1.87% | Debt/Eq: 0.21 | |
+--------------------+-----------------------+------------------------+------------------------+

The next section covers any insider trading by LM Funding America officers or majority shareholders (if available).

[Company Financial Summary]
[Company Details]
Name: N/A
Market Cap: N/A
Shares Outstanding: N/A
Sector: N/A

[Financial Statements - Latest Quarter]
Total Assets: N/A
Total Liabilities: N/A
Total Equity: N/A
Revenue (Quarter): {'value': 1255473.0, 'unit': 'USD', 'label': 'Revenues', 'order': 100}
Net Income: {'value': -4803117.0, 'unit': 'USD', 'label': 'Net Income/Loss', 'order': 3200}
Earnings Per Share (EPS): N/A

[Price Metrics - Last 30 Days]
Latest Close: 1.6501
Average Volume: 44854.63
30-Day High: 1.6501
30-Day Low: 1.07

[Detailed Financials: Q3 2024]
- Total Assets: $36,535,867.00
- Total Liabilities: $7,944,117.00
- Total Equity: $28,591,750.00
- Current Assets: $11,300,812.00
- Current Liabilities: $3,095,109.00

[Income Statement: Q3 2024]
- Revenue: $1,255,473.00
- Net Income: $-4,803,117.00
- Gross Profit: N/A
- Operating Income: $-4,414,322.00
- Earnings Per Share (EPS): -2.41

[Cash Flow Statement: Q3 2024]
- Net Cash Flow: $5,767,567.00

[Detailed Financials: Q2 2024]
- Total Assets: $34,137,151.00
- Total Liabilities: $3,126,795.00
- Total Equity: $31,010,356.00
- Current Assets: $11,488,326.00
- Current Liabilities: $3,100,833.00

[Income Statement: Q2 2024]
- Revenue: $3,011,347.00
- Net Income: $-6,647,329.00
- Gross Profit: N/A
- Operating Income: $-4,743,480.00
- Earnings Per Share (EPS): -2.44

[Cash Flow Statement: Q2 2024]
- Net Cash Flow: $-681,718.00
==== END OF FINANCIAL REPORT ====

You are now requested to write a summary analysis of LM Funding America (LMFA).

Please complete the report using the exact format:
FIELD[value]

1) BRIEF_SUMMARY[]
One well-worded paragraph summarizing your findings about LM Funding America.

2) MARKET_SCORE[]
This conversation was initiated because LMFA is currently experiencing upward price and volume movement.
Estimate a number between 1–100 based on the likelihood of a continued upward price move for LMFA.
Weigh relevant data — news, filings, fundamentals, and metrics — and assign appropriate weight.

3) PRICE_TARGET[]
Suggest a price, based on all prior evidence and past price behavior, LMFA could reach in the current or upcoming trading sessions (1–5 days).
For example, if you expect LMFA to increase 50% from its current price of $0.00, say: PRICE_TARGET[0.0]

4) AI_RPT_HEADLINE[]
Write a thought-provoking 8–12 word headline summarizing this report.

5) SQUEEZE_POTENTIAL[]
Give a score from 1 to 100 representing the potential for this stock to become an active short squeeze play.
Be honest and unbiased. Consider short interest/float, price movement, volume, news strength, and volatility potential.

6) TAGS[]
List 3–6 comma-separated tags (e.g., biotech, earnings beat, squeeze setup)

7) STOCK_TYPE[]
Choose the most accurate classification: growth, value, turnaround, hype, squeeze, dividend, speculative, or other.

8) PRIMARY_CATALYST[]
e.g., earnings report, FDA approval, partnership, etc.

9) SENTIMENT[]
bullish, bearish, neutral, or mixed

10) IMPROVEMENT_SUGGESTION[]
If you believe some key info was missing, state what would have significantly improved your analysis of LM Funding America.

11) ETHICAL_RATING[]
Rate LM Funding America’s alignment with long-term shareholder interests, using a letter grade from A (high alignment) to F (low alignment).
Base this on actions such as insider buying/selling, share dilution, follow-through on public statements, and compensation practices.

12) UPCOMING_CATALYST[]
Specify any upcoming events you expect would be a catalyst affecting the share-price of LM Funding America.
Provide any reasons you can use to support it.

Return only: FIELD[value] for each of the above 12 questions.
Respond with all data pairs. Take your best guess if you have to, but don't leave blank items.
Do not explain your answers. Return only the required fields in the exact format shown.

Finally, thank you for participating!

LMFA_IN_25 [2025-04-28 06:07:31 -0400] 126 Bytes | 29 tokens | Cum: 5974 tkns (74.67% of 8k)
==========================================================================

====================================
[2025-04-28 06:07:31] # Analysis Completed
Elapsed Time: 13.61 seconds