Deep-Dive Due Diligence AI Generated Report on TTEC Holdings, Inc. Common Stock (TTEC)
Welcome to ScanScor. What you're reading is not just a stock summary -- it's a real-time, AI-generated due diligence session crafted from live news, financial data, insider trading activity, SEC filings, and live market momentum.
These reports are generated using OpenAI's GPT-based analysis engine, guided by tightly structured prompts and expert-level data ingestion. Every insight below was assembled to help you understand the forces behind today's market movers.
Disclaimer: This report is for informational purposes only. It does not constitute financial advice. Always do your own research before making any investment.
TTEC_OUT_1 [2025-04-02 07:48:31 -0400] 2879 Bytes | 757 tokens | Cum: 757 tkns (9.46% of 8k)
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We need a winner today and it's already 7:48:30 AM on Wed Apr 02, 2025 -0400 ... So let's find out if TTEC (TTEC) is going up or if it's going nowhere fast. So, I pulled together a bunch of data for you to look over real fast. It's at 4.52 up from 3.27. Is there something here we can get excited about? Help me analyze.
--- COMPANY PROFILE ---
Company: TTEC (TTEC)
IPO: 1996-08-01 (28 Years Ago)
Market Cap: $156,168,163
Shares Outstanding: 47,760,000
Industry: SERVICES-HELP SUPPLY SERVICES
Exchange: XNAS
Description: TTEC Holdings Inc provides customer engagement management tools and services. The company operates through four operating segments that are organized into two groups, TTEC Digital and TTEC Engage. TTEC Digital is engaged in building and implementing cloud-based and on-premises customer experience tools that enable clients to develop customer engagement strategies. TTEC Engage focuses on delivering sales and marketing solutions to help clients boost their revenue as well as on managing customer's front-to-back office processes to optimize the customer experience. TTEC Engage contributes the vast majority of the company's revenue, and its sales are derived from the United States and Canada, followed by Philippines, Asia-Pacific and India.
Here's the first list of news for TTEC:
C1 - Apr-01-25 04:35PM - Update from TTEC Special Committee
C2 - Mar-27-25 04:00PM - TTEC Introduces Innovative Blended Healthcare Digital Sales Model to Drive Cost Efficiency and Enhance Member Experience
C3 - Mar-26-25 01:09PM - TTEC Holdings, Inc. (TTEC) Among Best AI Penny Stocks to Buy According to This Indicator
C4 - Mar-25-25 11:40AM - TTEC vs. IBTA: Which Stock Should Value Investors Buy Now?
C5 - Mar-17-25 04:00PM - TTEC Digital Announces Strategic Partnership with Verint Offering World-Class CX Automation on Google Cloud
C6 - Mar-11-25 12:20PM - Can TTEC (TTEC) Run Higher on Rising Earnings Estimates?
C7 - Mar-05-25 08:00AM - TTEC Earns Great Place to Work Certification in 15 Countries, Expanding Global Recognition
C8 - Mar-01-25 02:34AM - Q4 2024 TTEC Holdings Inc Earnings Call
ONLY 3 RULES for AI:
==============
1) I am a document retrieval system. You are the analyst-investigator.
2) You can request items from my lists to get more info on TTEC (TTEC)
3) AFTER requesting and reading News and SEC filings you'll write a summary, set a score, high price target and headline.
Now, your response should be only 2 or 3 chars. You can say ex., C1, C2, etc., or NEX
The NEX command delivers the NEXt list of News/SEC/Metrics
There are several more lists that use our unified document retrieval system in subsequent prompts.
Your predictons will be compared to reality to rate your accuracy. Try to predict accurately. GOOD LUCK!
Please request a document, read, summarize and score. Say something like "C1".
TTEC_IN_2 [2025-04-02 07:48:31 -0400] 2 Bytes | 2 tokens | Cum: 759 tkns (9.49% of 8k)
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C3
TTEC_OUT_3 [2025-04-02 07:48:35 -0400] 1099 Bytes | 307 tokens | Cum: 1066 tkns (13.33% of 8k)
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Showing C3 (chunk 1 of 10): C3:
**TTEC Holdings, Inc. (TTEC) Among Best AI Penny Stocks to Buy According to This Indicator**
Date: Mar-26-25 01:09PM
Source: (InsiderMonkey)
URL: https://www.insidermonkey.com/blog/ttec-holdings-inc-ttec-among-best-ai-penny-stocks-to-buy-according-to-this-indicator-1484390
Our #1 AI Stock Pick is on asteep discount- 29.99$ instead of 99.99$!Click hereto access exclusive investment research and ad free browsing!
Our #1 AI Stock Pick is on asteep discount- 29.99$ instead of 99.99$!Click hereto access exclusive research!
We recently compiled a list of the12 Best AI Penny Stocks to Buy According to Hedge Funds. In this article, we are going to take a look at where TTEC Holdings, Inc. (NASDAQ:TTEC) stands against the AI penny stocks.
AI penny stocks are typically small-cap companies that focus on artificial intelligence technologies, such as machine learning, automation, and data anal
--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)
TTEC_IN_4 [2025-04-02 07:48:35 -0400] 384 Bytes | 73 tokens | Cum: 1139 tkns (14.24% of 8k)
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This article from InsiderMonkey highlights TTEC Holdings, Inc. as one of the best AI penny stocks to buy according to a certain indicator. A list of the 12 best AI penny stocks to buy according to hedge funds has also been compiled. AI penny stocks are typically small-cap companies focused on artificial intelligence technologies like machine learning, automation, and data analysis.
TTEC_OUT_5 [2025-04-02 07:48:36 -0400] 798 Bytes | 233 tokens | Cum: 1372 tkns (17.15% of 8k)
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We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.
A1 - 2025-04-02T11:14:50Z - North American Morning Briefing: Stock Futures Fall on Tariff Day...
A2 - 2025-04-02T10:46:13Z - Wall Street Breakfast Podcast: Retailers Ask China For Help...
A3 - 2025-04-02T10:36:54Z - North American Morning Briefing : Stock Futures Fall on Tariff Day...
A4 - 2025-04-01T20:35:00Z - Update from TTEC Special Committee...
A5 - 2025-04-01T20:35:00Z - Update from TTEC Special Committee...
Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.
TTEC_IN_6 [2025-04-02 07:48:36 -0400] 2 Bytes | 2 tokens | Cum: 1374 tkns (17.18% of 8k)
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A1
TTEC_OUT_7 [2025-04-02 07:48:40 -0400] 1099 Bytes | 280 tokens | Cum: 1654 tkns (20.67% of 8k)
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Showing A1 (chunk 1 of 12): A1:
**North American Morning Briefing: Stock Futures Fall on Tariff Day**Date: 2025-04-02Source: {'uri': 'morningstar.com', 'dataType': 'news', 'title': 'Morningstar'}URL: https://www.morningstar.com/news/dow-jones/202504022311/north-american-morning-briefing-stock-futures-fall-on-tariff-dayStock futures pointed lower ahead of President Trump setting out a raft of tariff announcements later today.
Investors remain "deeply uncertain" about the scope, scale and targets of the measures, IG said. "The lack of transparency is fueling investor anxiety ."
For markets, there will be some relief in just knowing what Trump plans to do. However, investors remain braced for "significant volatility" once the announcement is made, with potential for sharp moves in equities, currencies, and commodities, IG added.
Deutsche Bank said the prospect of broad-based tariffs would represent a "huge shock to
--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)
TTEC_IN_8 [2025-04-02 07:48:40 -0400] 430 Bytes | 71 tokens | Cum: 1725 tkns (21.56% of 8k)
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This report indicates that stock futures are declining due to President Trump's impending tariff announcements. The extent, scale and targets of these tariffs are causing uncertainty among investors, leading to anxiety and the potential for significant volatility in equities, currencies, and commodities once the announcement is made. Deutsche Bank noted that the possibility of broad-based tariffs would be a considerable shock.
TTEC_OUT_9 [2025-04-02 07:48:40 -0400] 859 Bytes | 281 tokens | Cum: 2006 tkns (25.07% of 8k)
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This is our final list of news.
News AI can literally read just by asking.
Don't miss the breaking news!
B1 - 2025-01-21T12:00:00Z - PlanSource Appoints HR Expert Laura Butler to Board of Directors
B2 - 2024-05-10T17:00:51Z - Where TTEC Holdings Stands With Analysts
B3 - 2024-03-08T12:39:12Z - Top 3 Industrials That Are Preparing To Pump In Q1
B4 - 2024-03-06T18:54:52Z - Why United Natural Foods Shares Are Trading Lower By 15%? Here Are Other Stocks Moving In Wednesday's Mid-Day Session
B5 - 2024-03-01T18:19:25Z - Why Zscaler Shares Are Trading Lower By 10%? Here Are Other Stocks Moving In Friday's Mid-Day Session
B6 - 2024-02-29T22:40:05Z - TTEC Holdings (TTEC) Lags Q4 Earnings Estimates
Request an article by its reference number. (Ex., "B1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.
TTEC_IN_10 [2025-04-02 07:48:40 -0400] 2 Bytes | 2 tokens | Cum: 2008 tkns (25.10% of 8k)
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B1
TTEC_OUT_11 [2025-04-02 07:48:44 -0400] 754 Bytes | 199 tokens | Cum: 2207 tkns (27.59% of 8k)
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Showing B1 (chunk 1 of 1): B1:
**PlanSource Appoints HR Expert Laura Butler to Board of Directors**Date: Unknown DateSource: Unknown SourceURL: https://www.globenewswire.com/news-release/2025/01/21/3012494/0/en/PlanSource-Appoints-HR-Expert-Laura-Butler-to-Board-of-Directors.htmlPlanSource, a cloud-based benefits administration technology and service provider, has appointed Laura Butler, Chief People Officer at TTEC, to its board of directors. Butler brings over 25 years of experience in human resources and a focus on leveraging technology to enhance the employee experience.
--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)
TTEC_IN_12 [2025-04-02 07:48:44 -0400] 333 Bytes | 63 tokens | Cum: 2270 tkns (28.38% of 8k)
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PlanSource, a provider of cloud-based benefits administration technology and services, has appointed Laura Butler to its board of directors. Laura Butler, currently the Chief People Officer at TTEC, has over 25 years of experience in human resources. She is known for her focus on using technology to improve the employee experience.
TTEC_OUT_13 [2025-04-02 07:48:45 -0400] 1062 Bytes | 305 tokens | Cum: 2575 tkns (32.19% of 8k)
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This is our list of SEC filings.
If empty, the search returned no recent filings.
S2 - 2025-02-27 8-K Item 2.02 Results of Oper and Fin Cond.
On February 27, 2025 TTEC Holdings, Inc. (TTEC) issued a press release announcing financial results for its fourth quarter and fiscal year ended December 31, 2024.
A copy of the February 27, 2025 press release is attache...
S3 - 2025-02-27 10-K ITEM 7. MGT DISC & ANALYSIS OF FIN COND & RESULTS OF OPERATION S
Exec Summary
Founded in 1982, TTEC is a global CX outsourcing partner for marquee and high-growth brands and public sector clients. The Company designs, builds, and operates te...
S4 - 2024-11-06 10-Q PART I. FIN INFO
ITEM 1. FIN STATEMENTS
TTEC HOLDINGS, INC. & SUBSIDIARIES
Cons Balance Sheets
(Amounts in thousands, except share amounts)
(Unaudited)
September 30,
December 31,
ASSETS
Curr assets
Cash and cash equiv
$...
Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.
TTEC_IN_14 [2025-04-02 07:48:45 -0400] 2 Bytes | 2 tokens | Cum: 2577 tkns (32.21% of 8k)
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S2
TTEC_OUT_15 [2025-04-02 07:48:51 -0400] 1083 Bytes | 281 tokens | Cum: 2858 tkns (35.73% of 8k)
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Showing S2 (chunk 1 of 1): S2:
Item 2.02 Results of Operations and Financial Condition.
On February 27, 2025 TTEC Holdings, Inc. (TTEC) issued a press release announcing financial results for its fourth quarter and fiscal year ended December 31, 2024.
A copy of the February 27, 2025 press release is attached hereto as Exhibit 99.1 to this current report on Form 8-K and incorporated into this Item 2.02 by reference.
The information in this Item 2.02 of Form 8-K and Exhibit 99.1 hereto is being furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the Exchange Act), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in any such filing....
--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)
TTEC_IN_16 [2025-04-02 07:48:51 -0400] 598 Bytes | 130 tokens | Cum: 2988 tkns (37.35% of 8k)
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As a financial analyst, it's important to note that TTEC Holdings, Inc. announced their financial results for the fourth quarter and the full fiscal year ending on December 31, 2024. This information was released on February 27, 2025. For more detailed information, you can refer to the press release attached as Exhibit 99.1 to the current report on Form 8-K. However, keep in mind that the information provided is only being furnished and does not constitute a filing for purposes of Section 18 of the Securities Exchange Act of 1934, meaning it is not subject to the liabilities of that section.
TTEC_OUT_17 [2025-04-02 07:49:01 -0400] 4516 Bytes | 1322 tokens | Cum: 4310 tkns (53.87% of 8k)
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This is our set of metrics.
Please analyze the numbers.
+---------------------+-----------------------+-------------------------+------------------------+
| Volume: 654,401 | Perf Month: -3.54% | Option/Short: Yes / Yes | Sales Y/Y TTM: -10.32% |
+---------------------+-----------------------+-------------------------+------------------------+
| Avg Volume: 341.28K | Perf Quarter: -33.27% | Short Float: 22.02% | ROE: -75.62% |
+---------------------+-----------------------+-------------------------+------------------------+
| Rel Volume: 1.45 | Index: RUT | Short Ratio: 12.62 | ROI: -24.74% |
+---------------------+-----------------------+-------------------------+------------------------+
| RSI (14): 43.38 | Market Cap: 156.17M | Short Interest: 4.31M | Sales Surprise: -1.44% |
+---------------------+-----------------------+-------------------------+------------------------+
| ATR (14): 0.22 | Shs Outstand: 47.75M | Beta: 1.26 | EPS Surprise: -3.60% |
+---------------------+-----------------------+-------------------------+------------------------+
| SMA20: -4.78% | Shs Float: 19.56M | Sales Q/Q: -9.19% | P/E: - |
+---------------------+-----------------------+-------------------------+------------------------+
| SMA50: -8.30% | Inst Own: 38.14% | Sales past 5Y: 6.54% | Earnings: Feb 27 AMC |
+---------------------+-----------------------+-------------------------+------------------------+
| SMA200: -33.04% | Insider Own: 59.04% | Employees: 52000 | |
+---------------------+-----------------------+-------------------------+------------------------+
| Perf Week: -3.25% | Insider Trans: 0.00% | Debt/Eq: 4.32 | |
+---------------------+-----------------------+-------------------------+------------------------+
The next section covers any insider trading.
If this section may be blank due to no recent filings.
Inside Trans: TTEC Holdings, Inc. (TTEC) by Wagers Kenneth R III (CHIEF FINANCIAL OFFICER) on 2025-03-01
- Common Stock: 57678 shares at $0 (D)
- Common Stock: 14889 shares at $3.38 (D)
- Restricted Stock Units: 57678 shares at $0 (D)
[Company Financial Summary]
[Company Details]
Name: N/A
Market Cap: N/A
Shares Outstanding: N/A
Sector: N/A
[Financial Statements - Latest Quarter]
Total Assets: N/A
Total Liabilities: N/A
Total Equity: N/A
Revenue (Quarter): {'value': 2207587000.0, 'unit': 'USD', 'label': 'Revenues', 'order': 100}
Net Income: {'value': -310617000.0, 'unit': 'USD', 'label': 'Net Income/Loss', 'order': 3200}
Earnings Per Share (EPS): N/A
[Price Metrics - Last 30 Days]
Latest Close: 3.27
Average Volume: 438874.77
30-Day High: 3.73
30-Day Low: 3.12
[Detailed Financials: TTM 2024]
- Total Assets: $1,753,380,000.0
- Total Liabilities: $1,485,261,000.0
- Total Equity: $268,119,000.0
- Current Assets: $652,296,000.0
- Current Liabilities: $353,936,000.0
[Income Statement: TTM 2024]
- Revenue: $2,207,587,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): -6.74
[Cash Flow Statement: TTM 2024]
- Net Cash Flow: $-96,637,000.0
[Detailed Financials: FY 2024]
- Total Assets: $1,753,380,000.0
- Total Liabilities: $1,485,261,000.0
- Total Equity: $268,119,000.0
- Current Assets: $652,296,000.0
- Current Liabilities: $353,936,000.0
[Income Statement: FY 2024]
- Revenue: $2,207,587,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): -6.74
[Cash Flow Statement: FY 2024]
- Net Cash Flow: $-96,637,000.0
==== END OF FINANCIAL REPORT ====
You are now requested to make a summary analysis.
Save explaining why you didn't have enough information for the final survey.
Now, complete this report with the following:
1) Brief Summary: explain your findings in succinct wording.
2) MARKET_SCORE: If you calculate a 92% likelihood of an upward moves, say: MARKET_SCORE[92]
3) PRICE_TARGET: If you think the high today will be 50% higher, add to the price.
Eg., If the current price is $5.00, add 50%. Thus, PRICE_TARGET[$7.50] -- It should be at or above the current price.
4) Provide a thought-provoking take, 6-10 words, to use for the headline of this news story.
Like this: AI_RPT_HEADLINE: [6-12 words headline for news story, distilled from summary]
1) Brief Summary, 2) MARKET_SCORE, 3) PRICE_TARGET, and 4) AI_RPT_HEADLINE
TTEC_IN_18 [2025-04-02 07:49:01 -0400] 1162 Bytes | 254 tokens | Cum: 4564 tkns (57.05% of 8k)
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1) Brief Summary: The company has been experiencing a declining trend, evident from the negative performance metrics across different periods (Month: -3.54%, Quarter: -33.27%, Year: -10.32%). It also shows significant sales decline (Sales Q/Q: -9.19%) and a high level of short interest (22.02%), indicating bearish sentiments among investors. High debt/equity ratio (4.32) suggests the company is heavily leveraged. Additionally, negative return on equity and investment (-75.62% and -24.74% respectively) indicate poor utilization of investor capital. Insider transactions reveal that the CFO has recently divested some of his stock holdings, which can be a negative signal.
2) MARKET_SCORE: Given the negative performance and high short interest, the likelihood of an upward move seems low. Therefore, I would give a MARKET_SCORE[32].
3) PRICE_TARGET: Considering the negative trends and financial performance, it seems unlikely that the stock price will increase significantly in the short term. Factoring all these, I would suggest a conservative PRICE_TARGET[$3.50].
4) AI_RPT_HEADLINE: "Bearish Signals Abound Amid Deteriorating Financial Performance"
TTEC_OUT_19 [2025-04-02 07:49:05 -0400] 676 Bytes | 167 tokens | Cum: 4731 tkns (59.14% of 8k)
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Finally, if more data could have improved your confidence which would you have chosen? **Choose one option:**
-> X0 <- Nothing more would have helped my analysis
-> X1 <- More stock-specific news
-> X2 <- More SEC filings (10-K, 10-Q, 8-K) Financials, risk disclosures, and business changes
-> X3 <- More SEC Insider Trading (Form 3, 4, 5) Direct buys/sells from executives and institutions
-> X4 <- Broader sector & market news
-> X5 <- Your past analysis on similar companies (specify metrics)
-> X6 <- More financial metrics
-> X7 <- Your past analysis on this exact company
-> X8 <- Something altogether different (explain...)
TTEC_IN_20 [2025-04-02 07:49:05 -0400] 437 Bytes | 84 tokens | Cum: 4815 tkns (60.19% of 8k)
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As a financial analyst, I would choose X2 <- More SEC filings (10-K, 10-Q, 8-K) Financials, risk disclosures, and business changes. These documents provide a comprehensive overview of the company's performance, financial health, and strategic direction. They can significantly augment the depth and accuracy of financial analysis by providing detailed insights into the company's operations, risks, opportunities, and financial position.
TTEC_IN_21 [2025-04-02 07:49:05 -0400] 126 Bytes | 29 tokens | Cum: 4844 tkns (60.55% of 8k)
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[2025-04-02 07:49:05] # Analysis Completed
Elapsed Time: 35.03 seconds