PNBK_OUT_1 [2025-04-02 19:30:42 -0400] 3179 Bytes | 846 tokens | Cum: 846 tkns (10.57% of 8k)
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Booyah, my friends! It's already 7:30:41 PM on Wed Apr 02, 2025 -0400, and I've got my eyes locked on Patriot National Bancorp (PNBK), pushing up to 1.38 from 1.21. Are we in for a serious bull run, or is this just hype? I've pulled the data—let's break it down!

--- COMPANY PROFILE ---
Company: Patriot National Bancorp (PNBK)
IPO: 1994-08-31 (30 Years Ago)
Market Cap: $4,811,048
Shares Outstanding: 3,980,000
Industry: NATIONAL COMMERCIAL BANKS
Exchange: XNAS
Description: Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.

Here's the first list of news for Patriot National Bancorp:

C1 - Mar-24-25 08:18AM - Patriot National raises $50M, CEO exits
C2 - Mar-20-25 05:13PM - Patriot National Bancorp announces over $50M private placement, departure of CEO David Lowery
C3 - Mar-20-25 05:13PM 05:00PM - Patriot National Bancorp Announces Over $50 Million Private Placement
C4 - Feb-24-25 11:37AM - Patriot warns of quarterly loss, progresses on capital raise
C5 - Jan-22-25 07:13AM - Patriot Bank, OCC ink deal over troubled condition
C6 - Jan-03-25 07:55AM - Patriot National taps new president to help in capital raise
C7 - Oct-10-24 09:04PM - Siguler Guff Advisers, LLC Adjusts Stake in Patriot National Bancorp Inc
C8 - Jun-25-24 06:53AM - PNBK Stock Earnings: Patriot Ntl Bancorp Reported Results for Q1 2024

Prior AI Reports for PNBK:
1. 2025-04-01 – Score: 20 – Target: 1.4000 – Highs: – / – / –
company-struggles-with-negative-performance-and-high-debt-load
2. 2025-03-21 – Score: 1 – Target: 1.3900 – Highs: 1.5800 / 1.4500 / 1.40
patriot-national-bancorp-faces-downhill-battle-amid-high-debt-and-sliding-sales

(Note: Highs = Same day / 2nd day / 3rd day)

ONLY 3 RULES for AI:
==============
1) I am a document retrieval system. You are the analyst-investigator.
2) You can request items from my lists to get more info on Patriot National Bancorp (PNBK)
3) AFTER requesting and reading News and SEC filings you'll write a summary, set a score, high price target and headline.
Now, your response should be only 2 or 3 chars. You can say ex., C1, C2, etc., or NEX
The NEX command delivers the NEXt list of News/SEC/Metrics
There are several more lists that use our unified document retrieval system in subsequent prompts.
Your predictons will be compared to reality to rate your accuracy. Try to predict accurately. GOOD LUCK!
Please request a document, read, summarize and score. Say something like "C1".

PNBK_OUT_3 [2025-04-02 19:30:45 -0400] 1104 Bytes | 291 tokens | Cum: 1139 tkns (14.24% of 8k)
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Showing C1 (chunk 1 of 5): C1:
**Patriot National raises $50M, CEO exits**
Date: Mar-24-25 08:18AM
Source: (Banking Dive)
URL: https://finance.yahoo.com/m/a252025d-021e-3585-a37a-49bfa5400f7e/patriot-national-raises-%2450m%2C.html

This story was originally published onBanking Dive. To receive daily news and insights, subscribe to our free dailyBanking Dive newsletter.

Patriot National Bancorp has raised more than $50 million in a private placement and confirmed the exit of its CEO, David Lowery.

Lowery will depart the company April 15 “to pursue other opportunities,” Patriot said in aSecurities and Exchange Commission filing. He will also step down from his board director position. Lowery, who was appointed president and CEO in April 2023, announced his resignation Thursday.

That leavesSteven Sugarmanas the Stamford, Connecticut-based lender’s highest-ranking executive. He was named president and a board membe

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

PNBK_OUT_5 [2025-04-02 19:30:46 -0400] 973 Bytes | 277 tokens | Cum: 1487 tkns (18.59% of 8k)
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We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.

A1 - 2025-04-02T13:02:07Z - Tuesday's Top Insider Moves: Executives Make Bold Bets on Wall Street By Investing.com...
A2 - 2025-04-02T13:02:07Z - Tuesday's Top Insider Moves: Executives Make Bold Bets on Wall Street By Investing.com...
A3 - 2025-04-02T13:02:06Z - Tuesday's Top Insider Moves: Executives Make Bold Bets on Wall Street By Investing.com...
A4 - 2025-04-02T13:00:28Z - Tuesday's Top Insider Moves: Executives Make Bold Bets on Wall Street By Investing.com...
A5 - 2025-04-02T01:56:05Z - Patriot National Bancorp's president Steven Sugarman buys $5.26m in stock By Investing.com...

Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.

PNBK_OUT_7 [2025-04-02 19:30:46 -0400] 1098 Bytes | 295 tokens | Cum: 1784 tkns (22.30% of 8k)
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Showing A1 (chunk 1 of 6): A1:
**Tuesday's Top Insider Moves: Executives Make Bold Bets on Wall Street By Investing.com**Date: 2025-04-02Source: {'uri': 'za.investing.com', 'dataType': 'news', 'title': 'Investing.com South Africa'}URL: https://za.investing.com/news/stock-market-news/tuesdays-top-insider-moves-executives-make-bold-bets-on-wall-street-93CH-3637831This article summarizes the most significant insider buying and selling activities disclosed on Tuesday for US stocks.

Top Insider Buys:

Patriot National Bancorp Inc. (NASDAQ:PNBK): Steven Sugarman, President of Patriot National Bancorp Inc., made a substantial investment in the company by acquiring 7,019,978 shares of common stock at $0.75 per share, totaling approximately $5.26 million. This purchase was part of a private placement completed on March 20, 2025. Additionally, Sugarman's trust acquired 19,167 shares of Series A Preferred Stock. The transac

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

PNBK_OUT_9 [2025-04-02 19:30:47 -0400] 857 Bytes | 276 tokens | Cum: 2062 tkns (25.77% of 8k)
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This is our final list of news.
News AI can literally read just by asking.
Don't miss the breaking news!

B1 - 2023-08-11T22:00:00Z - Patriot Reports Second Quarter Results
B2 - 2023-07-21T18:45:00Z - Patriot Bank Announces Appointment of Grace Doherty to the Board of Directors
B3 - 2023-05-12T22:00:00Z - Patriot Reports Break Even First Quarter
B4 - 2023-03-29T17:18:00Z - Patriot Bank Announces Promotion of Chief Lending Officer to President & CEO
B5 - 2023-03-07T13:30:00Z - Patriot Reports Fourth Quarter 2022 Net Income of $1.8 million, $0.45 per share; Full Year Net Income of $6.2 million, $1.56 per share
B6 - 2022-12-31T15:55:00Z - Bank-Fintech Deals Did Not Have a Good Year in 2022

Request an article by its reference number. (Ex., "B1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

PNBK_OUT_11 [2025-04-02 19:30:49 -0400] 510 Bytes | 152 tokens | Cum: 2216 tkns (27.70% of 8k)
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Showing B1 (chunk 1 of 1): B1:
**Patriot Reports Second Quarter Results**Date: Unknown DateSource: Unknown SourceURL: https://www.globenewswire.com/news-release/2023/08/11/2723914/31179/en/Patriot-Reports-Second-Quarter-Results.htmlIncreases Loan Balances, Credit Reserves & Liquidity Increases Loan Balances, Credit Reserves & Liquidity

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

PNBK_OUT_13 [2025-04-02 19:30:50 -0400] 1131 Bytes | 327 tokens | Cum: 2589 tkns (32.36% of 8k)
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This is our list of SEC filings.
If empty, the search returned no recent filings.

S2 - 2025-03-26 8-K Item 1.01. Entry into a Material Definitive Agrmt.

On March 20, 2025, Patriot National Bancorp, Inc. (the Company) completed its $57.75 million private placement of: (i) shares of the Companys common stock, par value $0.01 per share (Common Stock), at a purchase price of $0...

S3 - 2025-03-26 8-K Item 1.01. Entry into a Material Definitive Agrmt.

On March 20, 2025, Patriot National Bancorp, Inc. (the Company) completed its $57.75 million private placement of: (i) shares of the Companys common stock, par value $0.01 per share (Common Stock), at a purchase price of $0...

S4 - 2025-03-20 8-K Item 1.01. Entry into a Material Definitive Agrmt.

Securities Purchase Agrmts

On March 20, 2025, Patriot National Bancorp, Inc. (the Company) entered into (i) securities purchase agreements (the Co-Lead Investors Agrmts) with its President and director, Steven Sug...

Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

PNBK_OUT_15 [2025-04-02 19:30:55 -0400] 1098 Bytes | 309 tokens | Cum: 2900 tkns (36.25% of 8k)
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Showing S2 (chunk 1 of 3): S2:
Item 1.01. Entry into a Material Definitive Agreement.

On March 20, 2025, Patriot National Bancorp, Inc. (the Company) completed its $57.75 million private placement of: (i) shares of the Companys common stock, par value $0.01 per share (Common Stock), at a purchase price of $0.75 per share, and (ii) shares of a new series of the Companys preferred stock, no par value per share, designated as Series A Non-Cumulative Perpetual Convertible Preferred Stock (the Series A Preferred Stock), with a liquidation preference of $60 per share (the Private Placement).

The Private Placement included the issuance of: (i) 60,400,106 shares of Common Stock at a purchase price of $0.75 per share, and (ii) 90,832 shares of Series A Preferred Stock, convertible, in the aggregate, into 7,266,560 shares of Common Stock.

In addition, as part of the Private Placement, on March 20, 2025, the Companys a

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

PNBK_OUT_17 [2025-04-02 19:31:03 -0400] 6809 Bytes | 1843 tokens | Cum: 4858 tkns (60.72% of 8k)
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This is our set of metrics.
Please analyze the numbers.

+--------------------+------------------------+------------------------+----------------------+
| Volume: 71,195 | Perf Month: 23.15% | Option/Short: No / Yes | Sales Y/Y TTM: 3.86% |
+--------------------+------------------------+------------------------+----------------------+
| Avg Volume: 1.37M | Perf Quarter: -33.17% | Short Float: 13.73% | ROE: -104.43% |
+--------------------+------------------------+------------------------+----------------------+
| Rel Volume: 0.05 | Index: - | Short Ratio: 0.22 | ROI: -20.98% |
+--------------------+------------------------+------------------------+----------------------+
| RSI (14): 53.40 | Market Cap: 5.31M | Short Interest: 0.30M | Sales Surprise: - |
+--------------------+------------------------+------------------------+----------------------+
| ATR (14): 0.16 | Shs Outstand: 3.98M | Beta: 0.18 | EPS Surprise: - |
+--------------------+------------------------+------------------------+----------------------+
| SMA20: 12.97% | Shs Float: 2.16M | Sales Q/Q: -8.07% | P/E: - |
+--------------------+------------------------+------------------------+----------------------+
| SMA50: -0.78% | Inst Own: 11.46% | Sales past 5Y: - | Earnings: - |
+--------------------+------------------------+------------------------+----------------------+
| SMA200: -23.01% | Insider Own: 45.99% | Employees: - | |
+--------------------+------------------------+------------------------+----------------------+
| Perf Week: -12.50% | Insider Trans: 382.43% | Debt/Eq: 7.56 | |
+--------------------+------------------------+------------------------+----------------------+

The next section covers any insider trading.
If this section may be blank due to no recent filings.

Inside Trans: PATRIOT NATIONAL BANCORP INC (PNBK) by Sugarman Steven (President) on 2025-03-20
- Common Stock: 7019978 shares at $0.75 (I) Footnote: On March 20, 2025, Patriot National Bancorp, Inc. (the Issuer) completed its private placement of: (i) shares of common stock, par value $0.01 per share (Common Stock), at a purchase price of $0.75 per share, and (ii) shares of a new series of preferred stock, no par value per share (the Series A Preferred Stock), with a liquidation preference of $60 per share (the Private Placement). Steven and Ainslie Sugarman Living Trust (the Trust) purchased, as part of the Private Placement: (i) 7,019,978 shares of Common Stock and (ii) 19,167 shares of Series A Preferred Stock, subject to the limitation that no investor in the Private Placement has the right to become the beneficial owner (as determined under Rule 13d-3 under the Securities Exchange Act of 1934, as amended (the Exchange Act)) of more than 9.99% of the voting securities issued and outstanding of the Issuer.
- Series A Preferred Stock: 19167 shares at $N/A (I) Footnote: On March 20, 2025, Patriot National Bancorp, Inc. (the Issuer) completed its private placement of: (i) shares of common stock, par value $0.01 per share (Common Stock), at a purchase price of $0.75 per share, and (ii) shares of a new series of preferred stock, no par value per share (the Series A Preferred Stock), with a liquidation preference of $60 per share (the Private Placement). Steven and Ainslie Sugarman Living Trust (the Trust) purchased, as part of the Private Placement: (i) 7,019,978 shares of Common Stock and (ii) 19,167 shares of Series A Preferred Stock, subject to the limitation that no investor in the Private Placement has the right to become the beneficial owner (as determined under Rule 13d-3 under the Securities Exchange Act of 1934, as amended (the Exchange Act)) of more than 9.99% of the voting securities issued and outstanding of the Issuer.
- Series A Preferred Stock: 5833 shares at $N/A (I) Footnote: The Trust was issued 5,833 shares of Series A Preferred Stock convertible into 466,667 shares of Common Stock at the pre-funded conversion price of $0.75 per share, as a reimbursement of the Reporting Persons legal fees and expenses relating to the Private Placement, subject to the limitation that the Reporting Person does not have the right to become, directly or indirectly, the beneficial owner of more than 9.99% of the number of shares of the voting securities issued and outstanding of the Issuer.
- Restricted Stock Units: 4049593 shares at $0 (D)

No transactions recorded.

[Company Financial Summary]
[Company Details]
Name: N/A
Market Cap: N/A
Shares Outstanding: N/A
Sector: N/A

[Financial Statements - Latest Quarter]
Total Assets: N/A
Total Liabilities: N/A
Total Equity: N/A
Revenue (Quarter): {'value': 54964000.0, 'unit': 'USD', 'label': 'Revenues', 'order': 100}
Net Income: {'value': -29429000.0, 'unit': 'USD', 'label': 'Net Income/Loss', 'order': 3200}
Earnings Per Share (EPS): N/A

[Price Metrics - Last 30 Days]
Latest Close: 1.33
Average Volume: 1082384.17
30-Day High: 1.52
30-Day Low: 1

[Detailed Financials: Q3 2024]
- Total Assets: $974,083,000.0
- Total Liabilities: $957,697,000.0
- Total Equity: $16,386,000.0
- Current Assets: $974,083,000.0
- Current Liabilities: $957,697,000.0

[Income Statement: Q3 2024]
- Revenue: $12,814,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): -6.78

[Cash Flow Statement: Q3 2024]
- Net Cash Flow: $-20,880,000.0

[Detailed Financials: Q2 2024]
- Total Assets: $1,039,012,000.0
- Total Liabilities: $998,485,000.0
- Total Equity: $40,527,000.0
- Current Assets: $1,039,012,000.0
- Current Liabilities: $-40,527,000.0

[Income Statement: Q2 2024]
- Revenue: $13,217,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): -0.77

[Cash Flow Statement: Q2 2024]
- Net Cash Flow: $877,000
==== END OF FINANCIAL REPORT ====

You are now requested to make a summary analysis.
Save explaining why you didn't have enough information for the final survey.

Now, complete this report with the following:

1) Brief Summary: explain your findings in succinct wording.
2) MARKET_SCORE: If you calculate a 92% likelihood of an upward moves, say: MARKET_SCORE[92]
3) PRICE_TARGET: If you think the high today will be 50% higher, add to the price.
Eg., If the current price is $5.00, add 50%. Thus, PRICE_TARGET[$7.50] -- It should be at or above the current price.
4) Provide a thought-provoking take, 6-10 words, to use for the headline of this news story.
Like this: AI_RPT_HEADLINE: [6-12 words headline for news story, distilled from summary]

1) Brief Summary, 2) MARKET_SCORE, 3) PRICE_TARGET, and 4) AI_RPT_HEADLINE

PNBK_OUT_19 [2025-04-02 19:31:04 -0400] 676 Bytes | 167 tokens | Cum: 5208 tkns (65.10% of 8k)
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Finally, if more data could have improved your confidence which would you have chosen? **Choose one option:**
-> X0 <- Nothing more would have helped my analysis
-> X1 <- More stock-specific news
-> X2 <- More SEC filings (10-K, 10-Q, 8-K) Financials, risk disclosures, and business changes
-> X3 <- More SEC Insider Trading (Form 3, 4, 5) Direct buys/sells from executives and institutions
-> X4 <- Broader sector & market news
-> X5 <- Your past analysis on similar companies (specify metrics)
-> X6 <- More financial metrics
-> X7 <- Your past analysis on this exact company
-> X8 <- Something altogether different (explain...)

PNBK_IN_21 [2025-04-02 19:31:04 -0400] 126 Bytes | 29 tokens | Cum: 5265 tkns (65.81% of 8k)
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====================================
[2025-04-02 19:31:04] # Analysis Completed
Elapsed Time: 23.53 seconds