Deep-Dive Due Diligence AI Generated Report on MSP Recovery, Inc. Class A Common Stock (MSPR)

Welcome to ScanScor. What you're reading is not just a stock summary -- it's a real-time, AI-generated due diligence session crafted from live news, financial data, insider trading activity, SEC filings, and live market momentum.

These reports are generated using OpenAI's GPT-based analysis engine, guided by tightly structured prompts and expert-level data ingestion. Every insight below was assembled to help you understand the forces behind today's market movers.

Disclaimer: This report is for informational purposes only. It does not constitute financial advice. Always do your own research before making any investment.


MSPR_OUT_1 [2025-04-02 12:51:43 -0400] 3440 Bytes | 840 tokens | Cum: 840 tkns (10.50% of 8k)
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We need a winner today and it's already 12:51:43 PM on Wed Apr 02, 2025 -0400 ... So let's find out if MSP Recovery (MSPR) is going up or if it's going nowhere fast. So, I pulled together a bunch of data for you to look over real fast. It's at 1.48 up from 1.22. Is there something here we can get excited about? Help me analyze.

--- COMPANY PROFILE ---
Company: MSP Recovery (MSPR)
IPO: IPO date unknown
Shares Outstanding: 2,110,000
Industry: SERVICES-COMPUTER PROCESSING & DATA PREPARATION
Exchange: XNAS

Here's the first list of news for MSP Recovery:

C1 - Dec-06-24 12:52AM - LifeWallet Announces Consolidation of All Lines of Business Under the MSP Recovery Brand, While Advancing Initiatives That Align With the Newly Formed Department of Government Efficiency (DOGE)
C2 - Nov-21-24 11:43PM - LifeWallet Announces a $2 Million Pharmaceutical Litigation Settlement and Ongoing Settlement Negotiations with Multiple PandC Insurers, Pharmaceutical and Medical Device Manufacturers, While Advancing Efforts to Combat Systemic Medicare Waste, Which Aligns With Initiatives of the Newly-Formed Department of Government Efficiency (DOGE)
C3 - Nov-21-24 11:43PM 11:43PM - LifeWallet Announces a $2 Million Pharmaceutical Litigation Settlement and Ongoing Settlement Negotiations with Multiple P&C Insurers, Pharmaceutical and Medical Device Manufacturers, While Advancing Efforts to Combat Systemic Medicare Waste, Which Aligns With Initiatives of the Newly-Formed Department of Government Efficiency (DOGE)
C4 - Nov-14-24 04:24PM - LifeWallet Announces Third Quarter 2024 Financial Results
C5 - Nov-12-24 12:00PM - LifeWallet Announces Reverse Stock Split to Regain Compliance with Nasdaq's Minimum Bid Price Requirement
C6 - Nov-11-24 10:21PM - LifeWallet Announces New Comprehensive Settlements Totaling More Than $5.9 Million, Continued Progress in Recoveries on Owned Claims and Acquiring Rights to Additional Claims, and Initiatives to Eliminate Wasteful Medicare Spending by Launching Beta Testing of Its Clearinghouse Solution, Built in Partnership with Palantir Technologies, Inc.
C7 - Oct-02-24 09:22AM - LifeWallet Acquires Assignment of Additional MSP Claims with an Overall Paid Amount Exceeding $10.6 billion Comprised of Over 450,000 Medicare Members and Announces it Secured a Waiver of Acceleration on a Second Loan Agreement in the Event of a Negative Going Concern
C8 - Sep-08-24 11:53PM - LifeWallet Launches Initiative to Secure New Agreements with Health Plans, Providers, Insurers and Attorneys, Continues Cost Cutting Efforts, and Announces it Secured a Waiver of Acceleration Based on a Negative Going Concern from its Largest Creditor

ONLY 3 RULES for AI:
==============
1) I am a document retrieval system. You are the analyst-investigator.
2) You can request items from my lists to get more info on MSP Recovery (MSPR)
3) AFTER requesting and reading News and SEC filings you'll write a summary, set a score, high price target and headline.
Now, your response should be only 2 or 3 chars. You can say ex., C1, C2, etc., or NEX
The NEX command delivers the NEXt list of News/SEC/Metrics
There are several more lists that use our unified document retrieval system in subsequent prompts.
Your predictons will be compared to reality to rate your accuracy. Try to predict accurately. GOOD LUCK!
Please request a document, read, summarize and score. Say something like "C1".

MSPR_IN_2 [2025-04-02 12:51:44 -0400] 2 Bytes | 2 tokens | Cum: 842 tkns (10.53% of 8k)
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C6

MSPR_OUT_3 [2025-04-02 12:51:48 -0400] 1110 Bytes | 325 tokens | Cum: 1167 tkns (14.59% of 8k)
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Showing C6 (chunk 1 of 10): C6:
**LifeWallet Announces New Comprehensive Settlements Totaling More Than $5.9 Million, Continued Progress in Recoveries on Owned Claims and Acquiring Rights to Additional Claims, and Initiatives to Eliminate Wasteful Medicare Spending by Launching Beta Testing of Its Clearinghouse Solution, Built in Partnership with Palantir Technologies, Inc.**
Date: Nov-11-24 10:21PM
Source: (GlobeNewswire)
URL: https://www.globenewswire.com/news-release/2024/11/12/2978670/0/en/LifeWallet-Announces-New-Comprehensive-Settlements-Totaling-More-Than-5-9-Million-Continued-Progress-in-Recoveries-on-Owned-Claims-and-Acquiring-Rights-to-Additional-Claims-and-Ini.html

November 11, 2024 22:21 ET| Source:LifeWalletLifeWallet

MIAMI, Nov. 11, 2024 (GLOBE NEWSWIRE) -- MSP Recovery, Inc. d/b/a LifeWallet (NASDAQ: LIFW) (“LifeWallet” or “the Company”) announces new comprehensive settlements totaling more than

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

MSPR_IN_4 [2025-04-02 12:51:48 -0400] 381 Bytes | 72 tokens | Cum: 1239 tkns (15.49% of 8k)
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LifeWallet has announced new comprehensive settlements amounting to over $5.9 million. The company is also making progress in recoveries on owned claims and acquiring rights to additional claims. In an effort to eliminate wasteful Medicare spending, LifeWallet is launching beta testing of its Clearinghouse Solution, which was built in partnership with Palantir Technologies, Inc.

MSPR_OUT_5 [2025-04-02 12:51:48 -0400] 737 Bytes | 211 tokens | Cum: 1450 tkns (18.12% of 8k)
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We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.

A1 - 2025-03-20T19:42:05Z - MSPR stock touches 52-week low at $1.3 amid sharp annual decline By Investing.com...
A2 - 2025-03-20T19:41:47Z - MSPR stock touches 52-week low at $1.3 amid sharp annual decline By Investing.com...
A3 - 2025-03-20T12:09:53Z - 12 Health Care Stocks Moving In Thursday's Pre-Market Session - Aditxt (NASDAQ:ADTX), AEON Biopharma...

Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.

MSPR_IN_6 [2025-04-02 12:51:48 -0400] 2 Bytes | 2 tokens | Cum: 1452 tkns (18.15% of 8k)
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A1

MSPR_OUT_7 [2025-04-02 12:51:53 -0400] 1098 Bytes | 297 tokens | Cum: 1749 tkns (21.86% of 8k)
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Showing A1 (chunk 1 of 3): A1:
**MSPR stock touches 52-week low at $1.3 amid sharp annual decline By Investing.com**Date: 2025-03-20Source: {'uri': 'uk.investing.com', 'dataType': 'news', 'title': 'Investing.com UK'}URL: https://uk.investing.com/news/company-news/mspr-stock-touches-52week-low-at-13-amid-sharp-annual-decline-93CH-3989897In a challenging year for Lionheart Acquisition Corp. II (ticker: MSPR), the company's stock has plummeted to a 52-week low, trading at $1.3. With a market capitalization of just $10 million and a beta of -2.57, the stock shows high volatility compared to the broader market. InvestingPro analysis suggests the stock is currently trading below its Fair Value. This latest price level reflects a stark downturn in investor sentiment as the stock has faced a precipitous 1-year change, dropping -92.7%. The significant decline underscores broader market trends and internal challenges, inclu

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

MSPR_IN_8 [2025-04-02 12:51:53 -0400] 415 Bytes | 94 tokens | Cum: 1843 tkns (23.04% of 8k)
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The stock of Lionheart Acquisition Corp. II (MSPR) has fallen to a 52-week low, trading at $1.3. The company's market capitalization is $10 million, and its beta of -2.57 indicates high volatility compared to the broader market. The stock is currently trading below its fair value. In the past year, it has declined sharply by 92.7%. This substantial decrease reflects broader market trends and internal challenges.

MSPR_OUT_9 [2025-04-02 12:51:53 -0400] 1156 Bytes | 336 tokens | Cum: 2179 tkns (27.24% of 8k)
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This is our final list of news.
News AI can literally read just by asking.
Don't miss the breaking news!

B1 - 2023-01-03T06:03:00Z - MSP Recovery, Inc. D/B/A LifeWallet, Begins Trading Today Under New NASDAQ Ticker Symbol LIFW
B2 - 2023-01-03T04:56:00Z - MSP Recovery, Now Doing Business as LifeWallet, Entered into a Term Sheet for the Monetization of a Portion of Its Company-owned Assignor Interests as a New Source of Monetization for $275 Million, and Payment of $48 Million in Servicing Fees for 2023
B3 - 2022-12-22T05:04:00Z - MSP Recovery Announces It Will Be Rebranding From MSP Recovery to Its Nationally Recognized Brand, “LifeWallet”
B4 - 2022-11-08T22:42:00Z - MSP Recovery Announces Fiscal Third Quarter 2022 Financial Results
B5 - 2022-10-28T01:43:00Z - MSP Recovery Expands Partnership with Tokenology Labs to Include Development of Multiple Blockchain Initiatives
B6 - 2022-10-23T22:49:00Z - MSP Recovery to Report Third Quarter 2022 Results on Wednesday, November 9, 2022

Request an article by its reference number. (Ex., "B1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

MSPR_IN_10 [2025-04-02 12:51:53 -0400] 2 Bytes | 2 tokens | Cum: 2181 tkns (27.26% of 8k)
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B1

MSPR_OUT_11 [2025-04-02 12:51:56 -0400] 889 Bytes | 267 tokens | Cum: 2448 tkns (30.60% of 8k)
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Showing B1 (chunk 1 of 1): B1:
**MSP Recovery, Inc. D/B/A LifeWallet, Begins Trading Today Under New NASDAQ Ticker Symbol LIFW**Date: Unknown DateSource: Unknown SourceURL: https://www.globenewswire.com/news-release/2023/01/03/2581793/0/en/MSP-Recovery-Inc-D-B-A-LifeWallet-Begins-Trading-Today-Under-New-NASDAQ-Ticker-Symbol-LIFW.htmlCORAL GABLES, Fla., Jan. 03, 2023 (GLOBE NEWSWIRE) -- MSP Recovery, Inc. D/B/A LifeWallet (“LifeWallet”, or “the Company”), a Medicare, Medicaid, commercial, and secondary payer reimbursement recovery and technology leader, today announced the Company will commence trading of its common stock today, January 3, 2023 at 9:30 AM ET, under the new ticker symbol “LIFW”.

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

MSPR_IN_12 [2025-04-02 12:51:56 -0400] 343 Bytes | 71 tokens | Cum: 2519 tkns (31.49% of 8k)
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MSP Recovery, Inc., operating as LifeWallet, announced that its common stock will begin trading under the new NASDAQ ticker symbol "LIFW" from January 3, 2023. LifeWallet is a leader in the recovery of reimbursements from Medicare, Medicaid, commercial, and secondary payer services, offering proprietary technology solutions for this purpose.

MSPR_OUT_13 [2025-04-02 12:51:57 -0400] 1018 Bytes | 304 tokens | Cum: 2823 tkns (35.29% of 8k)
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This is our list of SEC filings.
If empty, the search returned no recent filings.

S1 - 2001-05-14 10-Q PART I. FIN INFO

Item 1. Cons Fin Stmnts

MAINSPRING, INC. CONS BAL SHEET (in thousands, except share and per share data)

December 31, 2000

March 31, 2001

Assets (unaudited)

Curr assets: Cash and cash equiv $ 70,8...

S2 - 2001-03-30 10-K ITEM 7. MGT'S DISC & ANALYSIS OF RESULTS OF OPER
& FIN COND

The following information should be read in conjunction with the
CONS historical financial information and the notes thereto included
elsewhere in this Annual Report on Form ...

S3 - 2000-11-14 10-Q Item 1. Cons Fin Stmnts

MAINSPRING, INC.

CONS BAL SHEET

(in thousands, except share amounts)

September 30, 2000 December 31, 1999 (unaudited) Assets Curr assets: Cash and cash equiv $ 64,200 $ 5,859 Short-term investments 8,973 27,...

Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

MSPR_IN_14 [2025-04-02 12:51:57 -0400] 2 Bytes | 2 tokens | Cum: 2825 tkns (35.31% of 8k)
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S1

MSPR_OUT_15 [2025-04-02 12:52:04 -0400] 1098 Bytes | 336 tokens | Cum: 3161 tkns (39.51% of 8k)
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Showing S1 (chunk 1 of 6): S1:
PART I. FINANCIAL INFORMATION

Item 1. Consolidated Financial Statements

MAINSPRING, INC. CONSOLIDATED BALANCE SHEET (in thousands, except share and per share data)

December 31, 2000

March 31, 2001

Assets (unaudited)

Current assets: Cash and cash equivalents $ 70,881 $ 59,844 Accounts receivable, net 4,176 3,358 Unbilled revenue on contracts 258 12 Prepaid expenses and other current assets 881 1,294 Total current assets 76,196 64,508 Property and equipment, net 8,121 9,108 Notes receivable from officer 225 - Total assets $ 84,542 $ 73,616 Liabilities and Stockholders' Equity Current liabilities: Accounts payable $ 3,371 $ 2,285 Accrued expenses 10,835 7,384 Deferred revenue 6,173 3,559 Total current liabilities 20,379 13,228 Commitments and contingencies Stockholders equity: Common stock, $0.01 par value; Authorized: 250,000,000 shares; Issued: 19,505,540 and 19,544,107

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

MSPR_IN_16 [2025-04-02 12:52:04 -0400] 615 Bytes | 157 tokens | Cum: 3318 tkns (41.48% of 8k)
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The consolidated balance sheet for MAINSPRING, INC. for December 31, 2000, and March 31, 2001, shows a decline in total assets from $84,542,000 to $73,616,000. This is mainly due to a decrease in current assets, which went down from $76,196,000 to $64,508,000. The decrease in current assets is largely due to a decrease in cash and cash equivalents and accounts receivable. Similarly, total current liabilities also decreased from $20,379,000 to $13,228,000, primarily due to a decline in accrued expenses and deferred revenue. The company's property and equipment increased slightly from $8,121,000 to $9,108,000.

MSPR_OUT_17 [2025-04-02 12:52:14 -0400] 4243 Bytes | 1212 tokens | Cum: 4530 tkns (56.62% of 8k)
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This is our set of metrics.
Please analyze the numbers.

+---------------------+------------------------+------------------------+-----------------------+
| Volume: 97,516 | Perf Month: -27.74% | Option/Short: No / Yes | Sales Y/Y TTM: 24.77% |
+---------------------+------------------------+------------------------+-----------------------+
| Avg Volume: 288.96K | Perf Quarter: -29.84% | Short Float: 11.82% | ROE: -33.24% |
+---------------------+------------------------+------------------------+-----------------------+
| Rel Volume: 0.67 | Index: - | Short Ratio: 0.35 | ROI: -9.55% |
+---------------------+------------------------+------------------------+-----------------------+
| RSI (14): 42.70 | Market Cap: 10.22M | Short Interest: 0.10M | Sales Surprise: - |
+---------------------+------------------------+------------------------+-----------------------+
| ATR (14): 0.23 | Shs Outstand: 1.24M | Beta: -2.29 | EPS Surprise: - |
+---------------------+------------------------+------------------------+-----------------------+
| SMA20: -6.57% | Shs Float: 0.85M | Sales Q/Q: 733.64% | P/E: - |
+---------------------+------------------------+------------------------+-----------------------+
| SMA50: -27.00% | Inst Own: 18.92% | Sales past 5Y: - | Earnings: - |
+---------------------+------------------------+------------------------+-----------------------+
| SMA200: -67.38% | Insider Own: 60.01% | Employees: - | |
+---------------------+------------------------+------------------------+-----------------------+
| Perf Week: 1.77% | Insider Trans: -28.97% | Debt/Eq: 6.12 | |
+---------------------+------------------------+------------------------+-----------------------+

The next section covers any insider trading.
If this section may be blank due to no recent filings.

[Company Financial Summary]
[Company Details]
Name: N/A
Market Cap: N/A
Shares Outstanding: N/A
Sector: N/A

[Financial Statements - Latest Quarter]
Total Assets: N/A
Total Liabilities: N/A
Total Equity: N/A
Revenue (Quarter): {'value': 1400000.0, 'unit': 'USD', 'label': 'Revenues', 'order': 100}
Net Income: {'value': -176477000.0, 'unit': 'USD', 'label': 'Net Income/Loss', 'order': 3200}
Earnings Per Share (EPS): N/A

[Price Metrics - Last 30 Days]
Latest Close: 1.445
Average Volume: 41659.91
30-Day High: 2
30-Day Low: 1.22

[Detailed Financials: FY 2022]
- Total Assets: $3,417,945,000.0
- Total Liabilities: $1,230,673,000.0
- Total Equity: $2,185,465,000.0
- Current Assets: $51,357,000.0
- Current Liabilities: $115,715,000.0

[Income Statement: FY 2022]
- Revenue: $23,420,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): N/A

[Cash Flow Statement: FY 2022]
- Net Cash Flow: $13,416,000.0

[Detailed Financials: Q3 2022]
- Total Assets: $3,543,791,000.0
- Total Liabilities: $1,181,066,000.0
- Total Equity: $2,361,369,000.0
- Current Assets: $67,785,000.0
- Current Liabilities: $882,992,000.0

[Income Statement: Q3 2022]
- Revenue: $8,507,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): N/A

[Cash Flow Statement: Q3 2022]
- Net Cash Flow: $-10,777,000.0
==== END OF FINANCIAL REPORT ====

You are now requested to make a summary analysis.
Save explaining why you didn't have enough information for the final survey.

Now, complete this report with the following:

1) Brief Summary: explain your findings in succinct wording.
2) MARKET_SCORE: If you calculate a 92% likelihood of an upward moves, say: MARKET_SCORE[92]
3) PRICE_TARGET: If you think the high today will be 50% higher, add to the price.
Eg., If the current price is $5.00, add 50%. Thus, PRICE_TARGET[$7.50] -- It should be at or above the current price.
4) Provide a thought-provoking take, 6-10 words, to use for the headline of this news story.
Like this: AI_RPT_HEADLINE: [6-12 words headline for news story, distilled from summary]

1) Brief Summary, 2) MARKET_SCORE, 3) PRICE_TARGET, and 4) AI_RPT_HEADLINE

MSPR_IN_18 [2025-04-02 12:52:14 -0400] 952 Bytes | 201 tokens | Cum: 4731 tkns (59.14% of 8k)
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1) Brief Summary: The company has experienced significant negative performance over the past month (-27.74%) and quarter (-29.84%), reflecting a downward trend. The high insider ownership (60.01%) indicates strong internal belief in the company but the negative insider transaction (-28.97%) suggests possible recent sell-offs. The company has a high short float of 11.82%, indicating a significant percentage of investors betting on the stock's decline. Sales have increased considerably quarter on quarter (733.64%) but the high debt equity ratio (6.12) signals potential financial risk.

2) MARKET_SCORE[42]: Given the negative trends and high debt ratio, the likelihood of an upward move is not very high.

3) PRICE_TARGET[$1.60]: Considering the current downward trend and financial risks, a moderate increase of approximately 10% above the current price is projected.

4) AI_RPT_HEADLINE: "High Debt and Negative Trends Cloud Company's Outlook"

MSPR_OUT_19 [2025-04-02 12:52:15 -0400] 676 Bytes | 167 tokens | Cum: 4898 tkns (61.22% of 8k)
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Finally, if more data could have improved your confidence which would you have chosen? **Choose one option:**
-> X0 <- Nothing more would have helped my analysis
-> X1 <- More stock-specific news
-> X2 <- More SEC filings (10-K, 10-Q, 8-K) Financials, risk disclosures, and business changes
-> X3 <- More SEC Insider Trading (Form 3, 4, 5) Direct buys/sells from executives and institutions
-> X4 <- Broader sector & market news
-> X5 <- Your past analysis on similar companies (specify metrics)
-> X6 <- More financial metrics
-> X7 <- Your past analysis on this exact company
-> X8 <- Something altogether different (explain...)

MSPR_IN_20 [2025-04-02 12:52:15 -0400] 94 Bytes | 28 tokens | Cum: 4926 tkns (61.58% of 8k)
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-> X2 <- More SEC filings (10-K, 10-Q, 8-K) Financials, risk disclosures, and business changes

MSPR_IN_21 [2025-04-02 12:52:16 -0400] 126 Bytes | 29 tokens | Cum: 4955 tkns (61.94% of 8k)
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====================================
[2025-04-02 12:52:16] # Analysis Completed
Elapsed Time: 32.98 seconds




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