HMST_OUT_1 [2025-03-31 13:04:15 -0400] 1797 Bytes | 525 tokens | Cum: 525 tkns (6.56% of 8k)
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We're scouting for winners today. Its 1:04:14 PM on Mon Mar 31, 2025 -0400 and I'm looking at HomeStreet (HMST) up to 11.0836 from 9.3

Help me investigate to see if its got potential or just another dud. So, I pulled together a bunch of data for you to look over real fast.

Here's the first list of news for HomeStreet:

C1 - Today 07:00AM - Mechanics Bank and HomeStreet, Inc. Announce Strategic Merger
C2 - Mar-17-25 01:19PM - Why HomeStreet (HMST) Is Plunging in 2025?
C3 - Mar-04-25 08:32AM - Do Options Traders Know Something About HomeStreet (HMST) Stock We Don't?
C4 - Feb-13-25 12:13AM - Is HomeStreet, Inc. (HMST) the Worst Performing Bank Stock in 2024?
C5 - Feb-05-25 04:25AM - HomeStreet, Inc. (HMST): An Oversold Bank Stock to Buy Right Now
C6 - Jan-31-25 02:09AM - HomeStreet Inc (HMST) Q4 2024 Earnings Call Highlights: Navigating Challenges with Strategic ...
C7 - Jan-29-25 03:08AM - Q4 2024 HomeStreet Inc Earnings Call
C8 - Jan-27-25 05:25PM - HomeStreet (HMST) Reports Q4 Loss, Misses Revenue Estimates

ONLY 3 RULES for AI:
==============
1) I am a document retrieval system. You are the analyst-investigator.
2) You can request items from my lists to get more info on HomeStreet (HMST)
3) AFTER requesting and reading News and SEC filings you'll write a summary, set a score, high price target and headline.
Now, your response should be only 2 or 3 chars. You can say ex., C1, C2, etc., or NEX
The NEX command delivers the NEXt list of News/SEC/Metrics
There are several more lists that use our unified document retrieval system in subsequent prompts.
Your predictons will be compared to reality to rate your accuracy. Try to predict accurately. GOOD LUCK!
Please request a document, read, summarize and score. Say something like "C1".

HMST_OUT_3 [2025-03-31 13:04:19 -0400] 496 Bytes | 152 tokens | Cum: 679 tkns (8.49% of 8k)
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Showing C1 (chunk 1 of 1): C1:
**Mechanics Bank and HomeStreet, Inc. Announce Strategic Merger**
Date: Today 07:00AM
Source: (Business Wire)
URL: https://www.businesswire.com/news/home/20250331342600/en/

Error fetching article: 403 Client Error: Forbidden for url: https://www.businesswire.com/news/home/20250331342600/en/

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

HMST_OUT_5 [2025-03-31 13:04:20 -0400] 968 Bytes | 287 tokens | Cum: 1064 tkns (13.30% of 8k)
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We present this news so you can catch the big movers from recently breaking news.
Here's a list of news articles you can literally read just by asking.
Usually the first item is the most important.

A1 - 2025-03-31T13:52:17Z - HMST Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of HomeStreet, Inc. Is Fair t...
A2 - 2025-03-31T14:02:53Z - HMST Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of HomeStreet, Inc. Is Fair ...
A3 - 2025-03-31T14:05:16Z - Halper Sadeh LLC Is Investigating Whether the Merger of HomeStreet, Inc. Is Fair to Shareholders...
A4 - 2025-03-31T11:26:16Z - Mechanics Bank agrees to buy HomeStreet in $300 million deal By Reuters...
A5 - 2025-03-31T11:07:16Z - HomeStreet (HMST) and Mechanics Bank Announce Strategic Merger...

Request an article by its reference number. (Ex., "A1" gets the first item)
You may also say NEX to go to the next listing.
Response to this prompt limited to 3 chars.

HMST_OUT_7 [2025-03-31 13:04:26 -0400] 1052 Bytes | 310 tokens | Cum: 1376 tkns (17.20% of 8k)
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Showing A1 (chunk 1 of 1): A1:
**HMST Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of HomeStreet, Inc. Is Fair to Shareholders**Date: 2025-03-31Source: {'uri': 'eagletribune.com', 'dataType': 'news', 'title': 'Eagle-Tribune'}URL: https://www.eagletribune.com/region/hmst-stock-alert-halper-sadeh-llc-is-investigating-whether-the-merger-of-homestreet-inc-is/article_95297c34-69b6-540b-b21d-fc2105f76363.htmlNEW YORK--(BUSINESS WIRE)--Mar 31, 2025--

Halper Sadeh LLC, an investor rights law firm, is investigating whether the merger of HomeStreet, Inc. (NASDAQ: HMST) and Mechanics Bank is fair to HomeStreet shareholders. The proposed transaction values HomeStreet at a pre-transaction estimated equity value of $300 million. Upon completion of the proposed transaction, HomeStreet shareholders are expected to own approximately 8.3% of the combined company.

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

HMST_OUT_9 [2025-03-31 13:04:26 -0400] 895 Bytes | 294 tokens | Cum: 1742 tkns (21.77% of 8k)
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This is our final list of news.
News AI can literally read just by asking.
Don't miss the breaking news!

B1 - 2024-06-07T12:32:00Z - Implied Volatility Surging for HomeStreet (HMST) Stock Options
B2 - 2024-04-30T23:30:07Z - Compared to Estimates, HomeStreet (HMST) Q1 Earnings: A Look at Key Metrics
B3 - 2024-04-30T22:30:04Z - HomeStreet (HMST) Reports Q1 Loss, Lags Revenue Estimates
B4 - 2024-04-26T00:20:02Z - First Savings Financial (FSFG) Q2 Earnings and Revenues Beat Estimates
B5 - 2024-04-17T14:01:08Z - Analysts Estimate Pacific Premier Bancorp (PPBI) to Report a Decline in Earnings: What to Look Out for
B6 - 2024-04-15T14:00:24Z - Analysts Estimate HomeStreet (HMST) to Report a Decline in Earnings: What to Look Out for

Request an article by its reference number. (Ex., "B1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

HMST_OUT_11 [2025-03-31 13:04:28 -0400] 533 Bytes | 155 tokens | Cum: 1899 tkns (23.74% of 8k)
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Showing B1 (chunk 1 of 1): B1:
**Implied Volatility Surging for HomeStreet (HMST) Stock Options**Date: Unknown DateSource: Unknown SourceURL: https://www.zacks.com/stock/news/2285162/implied-volatility-surging-for-homestreet-hmst-stock-optionsInvestors need to pay close attention to HomeStreet (HMST) stock based on the movements in the options market lately.

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

HMST_OUT_13 [2025-03-31 13:04:29 -0400] 1107 Bytes | 277 tokens | Cum: 2210 tkns (27.62% of 8k)
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This is our list of SEC filings.
If empty, the search returned no recent filings.

S1 - 2025-03-31 8-K Item 7.01 Regulation FD Disclosure

An investor presentation related to the transaction described in Item 8.01 is furnished as Exhibit 99.1 to this Curr Report on Form 8-K and incorporated by reference herein.

The information provided pursuant to this Item 7.01 shall not be...

S2 - 2025-03-07 10-K ITEM 7 MGT'S DISC & ANALYSIS OF FIN COND & RESULTS OF OPER

General

Mgts discussion and analysis of results of operations and financial condition ("MDA") is intended to assist the reader in understanding and assessing significant chang...

S3 - 2025-01-27 8-K Item 7.01 Regulation FD Disclosure

The information provided pursuant to this Item 7.01 shall not be deemed filed for purposes of Section 18 of the Exchange Act of 1934, as amended (the Exchange Act), or otherwise subject to the liabilities of that section, and shall not be inco...

Request filing by its reference number. (Ex., "S1" gets the first item)
You can say NEX to go to the next listing.
Response limited to 3 chars.

HMST_OUT_15 [2025-03-31 13:04:35 -0400] 1098 Bytes | 254 tokens | Cum: 2466 tkns (30.83% of 8k)
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Showing S2 (chunk 1 of 6): S2:
ITEM 7 MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

General

Managements discussion and analysis of results of operations and financial condition ("MDA") is intended to assist the reader in understanding and assessing significant changes and trends related to the results of operations and financial condition of our consolidated Company. This discussion and analysis should be read in conjunction with the consolidated financial statements and accompanying footnotes in Part II, Item 8 of this Form 10-K. A comparison of the financial results for the year ended December 31, 2023 to the year ended December 31, 2022, is incorporated by reference to Part II, Item 7, "Management Discussion and Analysis of Financial Condition and Results of Operations" in our Annual Report on Form 10-K for the year ended December 31, 2023.

Management's Overview of

--> You can ask for 1) More of this item with: MOR, 2) the NEXt section with: NEX, or 3) a different item by it's handle (ex. C3, S2) (only 3 chars don't summarize yet)

HMST_OUT_17 [2025-03-31 13:04:51 -0400] 8778 Bytes | 2460 tokens | Cum: 5041 tkns (63.01% of 8k)
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This is our set of metrics.
Please analyze the numbers.

+---------------------+-----------------------+-------------------------+-------------------------+
| Volume: 1,635,402 | Perf Month: 9.71% | Option/Short: Yes / Yes | Sales Y/Y TTM: -18.33% |
+---------------------+-----------------------+-------------------------+-------------------------+
| Avg Volume: 140.10K | Perf Quarter: 0.32% | Short Float: 3.06% | ROE: -30.86% |
+---------------------+-----------------------+-------------------------+-------------------------+
| Rel Volume: 21.83 | Index: RUT | Short Ratio: 3.97 | ROI: -9.12% |
+---------------------+-----------------------+-------------------------+-------------------------+
| RSI (14): 72.50 | Market Cap: 208.41M | Short Interest: 0.56M | Sales Surprise: -1.94% |
+---------------------+-----------------------+-------------------------+-------------------------+
| ATR (14): 0.49 | Shs Outstand: 18.86M | Beta: 1.44 | EPS Surprise: -2966.10% |
+---------------------+-----------------------+-------------------------+-------------------------+
| SMA20: 19.88% | Shs Float: 18.18M | Sales Q/Q: -78.95% | P/E: - |
+---------------------+-----------------------+-------------------------+-------------------------+
| SMA50: 12.28% | Inst Own: 81.40% | Sales past 5Y: 1.49% | Earnings: Jan 27 AMC |
+---------------------+-----------------------+-------------------------+-------------------------+
| SMA200: -9.04% | Insider Own: 3.94% | Employees: 827 | |
+---------------------+-----------------------+-------------------------+-------------------------+
| Perf Week: 19.73% | Insider Trans: -2.41% | Debt/Eq: 3.16 | |
+---------------------+-----------------------+-------------------------+-------------------------+

The next section covers any insider trading.
If this section may be blank due to no recent filings.

Inside Trans: HomeStreet, Inc. (HMST) by MASON MARK K (CEO, President) on 2025-01-01
- Common Stock: 2570 shares at $N/A (D)
- Common Stock: 1166 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 4949 shares at $N/A (D)
- Common Stock: 2244 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 15581 shares at $N/A (D)
- Common Stock: 6413 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Restricted Stock Units: 2570 shares at $0 (D)
- Restricted Stock Units: 4949 shares at $0 (D)
- Restricted Stock Units: 15581 shares at $0 (D)

Inside Trans: HomeStreet, Inc. (HMST) by MICHEL JOHN (EVP, Chief Financial Officer) on 2025-01-01
- Common Stock: 883 shares at $N/A (D)
- Common Stock: 268 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 1699 shares at $N/A (D)
- Common Stock: 515 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 5350 shares at $N/A (D)
- Common Stock: 1622 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Restricted Stock Units: 883 shares at $0 (D)
- Restricted Stock Units: 1699 shares at $0 (D)
- Restricted Stock Units: 5350 shares at $0 (D)

Inside Trans: HomeStreet, Inc. (HMST) by Novak Diane P (EVP, CHIEF RISK OFFICER) on 2025-01-01
- Common Stock: 145 shares at $N/A (D)
- Common Stock: 45 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 532 shares at $N/A (D)
- Common Stock: 165 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 2152 shares at $N/A (D)
- Common Stock: 665 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Restricted Stock Units: 145 shares at $0 (D)
- Restricted Stock Units: 532 shares at $0 (D)
- Restricted Stock Units: 2152 shares at $0 (D)

Inside Trans: HomeStreet, Inc. (HMST) by Parr David L (EVP, DIR. OF COMM'L BANKING) on 2025-01-01
- Common Stock: 373 shares at $N/A (D)
- Common Stock: 116 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 768 shares at $N/A (D)
- Common Stock: 238 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 2648 shares at $N/A (D)
- Common Stock: 818 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Restricted Stock Units: 373 shares at $0 (D)
- Restricted Stock Units: 768 shares at $0 (D)
- Restricted Stock Units: 2648 shares at $0 (D)

Inside Trans: HomeStreet, Inc. (HMST) by VAN AMEN DARRELL (EVP, Chief Investment Officer) on 2025-01-01
- Common Stock: 542 shares at $N/A (D)
- Common Stock: 165 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 1043 shares at $N/A (D)
- Common Stock: 317 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Common Stock: 3283 shares at $N/A (D)
- Common Stock: 996 shares at $11.42 (D) Footnote: Shares withheld by HomeStreet in payment of the withholding tax liability incurred upon the above-reported settlement of RSUs.
- Restricted Stock Units: 542 shares at $0 (D)
- Restricted Stock Units: 1043 shares at $0 (D)
- Restricted Stock Units: 3283 shares at $0 (D)

[Company Financial Summary]
[Company Details]
Name: N/A
Market Cap: N/A
Shares Outstanding: N/A
Sector: N/A

[Financial Statements - Latest Quarter]
Total Assets: N/A
Total Liabilities: N/A
Total Equity: N/A
Revenue (Quarter): {'value': 402573000.0, 'unit': 'USD', 'label': 'Revenues', 'order': 100}
Net Income: {'value': -144344000.0, 'unit': 'USD', 'label': 'Net Income/Loss', 'order': 3200}
Earnings Per Share (EPS): N/A

[Price Metrics - Last 30 Days]
Latest Close: 11.05
Average Volume: 192387.76
30-Day High: 11.05
30-Day Low: 8.61

[Detailed Financials: TTM 2024]
- Total Assets: $8,123,698,000.0
- Total Liabilities: $7,726,701,000.0
- Total Equity: $396,997,000.0
- Current Assets: $8,123,698,000.0
- Current Liabilities: $7,726,701,000.0

[Income Statement: TTM 2024]
- Revenue: $402,573,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): -7.65

[Cash Flow Statement: TTM 2024]
- Net Cash Flow: $190,936,000.0

[Detailed Financials: FY 2024]
- Total Assets: $8,123,698,000.0
- Total Liabilities: $7,726,701,000.0
- Total Equity: $396,997,000.0
- Current Assets: $8,123,698,000.0
- Current Liabilities: $7,726,701,000.0

[Income Statement: FY 2024]
- Revenue: $402,573,000.00
- Net Income: N/A
- Gross Profit: N/A
- Operating Income: N/A
- Earnings Per Share (EPS): -7.65

[Cash Flow Statement: FY 2024]
- Net Cash Flow: $190,936,000.0
==== END OF FINANCIAL REPORT ====

You are now requested to make a summary analysis.
Save explaining why you didn't have enough information for the final survey.

Now, complete this report with the following:

1) Brief Summary: explain your findings in succinct wording.
2) MARKET_SCORE: If you calculate a 92% likelihood of an upward moves, say: MARKET_SCORE[92]
3) PRICE_TARGET: If you think the high today will be 50% higher, add to the price.
Eg., If the current price is $5.00, add 50%. Thus, PRICE_TARGET[$7.50] -- It should be at or above the current price.
4) Provide a thought-provoking take, 6-10 words, to use for the headline of this news story.
Like this: AI_RPT_HEADLINE: [6-12 words headline for news story, distilled from summary]

1) Brief Summary, 2) MARKET_SCORE, 3) PRICE_TARGET, and 4) AI_RPT_HEADLINE

HMST_OUT_19 [2025-03-31 13:04:56 -0400] 676 Bytes | 167 tokens | Cum: 5519 tkns (68.99% of 8k)
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Finally, if more data could have improved your confidence which would you have chosen? **Choose one option:**
-> X0 <- Nothing more would have helped my analysis
-> X1 <- More stock-specific news
-> X2 <- More SEC filings (10-K, 10-Q, 8-K) Financials, risk disclosures, and business changes
-> X3 <- More SEC Insider Trading (Form 3, 4, 5) Direct buys/sells from executives and institutions
-> X4 <- Broader sector & market news
-> X5 <- Your past analysis on similar companies (specify metrics)
-> X6 <- More financial metrics
-> X7 <- Your past analysis on this exact company
-> X8 <- Something altogether different (explain...)

HMST_IN_21 [2025-03-31 13:04:56 -0400] 126 Bytes | 29 tokens | Cum: 5620 tkns (70.25% of 8k)
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====================================
[2025-03-31 13:04:56] # Analysis Completed
Elapsed Time: 42.26 seconds